FAQs tagged as

Personal Loan

  1. How does a bank determine what my discretionary income is when making a loan decision?

  2. When capitalizing interest, will interest accrue while you are in a deferment?

  3. Why is more interest paid over the life of a loan when it is capitalized?

  4. What are some examples of simple interest loans?

  5. How can I use the correlation coefficient to predict returns in the stock market?

  6. What are some examples of debt instruments?

  7. What is the difference between secured and unsecured debt?

  8. Is the prime rate in the US different from the federal funds rate?

  9. What is the difference between compounding interest and simple interest?

  10. Does shopping for the best interest rate affect my credit score?

  11. How often is interest compounded?

  12. What are the pros and cons of getting installment credit to pay off your revolving ...

  13. What does it mean when interest "accrues daily?"

  14. When did people first start using collateral to secure loans?

  15. How can I tell if a loan uses simple or compound interest?

  16. To what extent do banks have exposure to different business lines?

  17. What factors are taken into account to quantify credit risk?

  18. What is the difference between APR and APY?

  19. What is a bank's legal liability when issuing a letter of credit?

  20. When are you legally required to get a letter of credit?

  21. What factors should I consider when shopping for the best mortgage lender?

  22. What are the different types of cash advances?

  23. Is it better to get a balance transfer or a personal loan to pay off my credit card ...

  24. What are the pros and cons of life insurance policy loans?

  25. How can I borrow money from my life insurance policy?

  26. What are the differences between payday loans and cash advances?

  27. What is the difference between an in-store and an online payday loan?

  28. What are the differences between revolving credit and a line of credit?

  29. What are the differences between a home equity line of credit (HELOC) and a home ...

  30. What is the difference between a loan and a line of credit?

  31. What are the drawbacks to debt consolidation?

  32. What are some good alternatives to taking out a line of credit?

  33. In what states are high-cost payday loans illegal?

  34. What factors do schools consider when awarding financial aid?

  35. Do payday loans hurt my ability to get a mortgage?

  36. Is the interest on a home equity line of credit (HELOC) tax deductible?

  37. Does cosigning a loan affect a credit score?

  38. How does debt consolidation lower my monthly payments?

  39. What is the difference between available credit and credit limit?

  40. Are 'gray' credit card charges legal?

  41. What are the basic requirements to qualify for a payday loan?

  42. Does interest on my student loan accumulate during forbearance?

  43. How do I get information about my bankruptcy case?

  44. How does a Registered Retirement Savings Plan (RRSP) loan work?

  45. What should you consider before taking a loan on your Registered Retirement Savings ...

  46. What's considered to be a good debt-to-income (DTI) ratio?

  47. When is it a good idea to take out a loan to invest?

  48. What does it mean when advertisers say that "financing is available"? Should I trust ...

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