FAQs tagged as

Retirement

  1. How Can I Fund A Roth IRA If My Income Is Too High To Make Direct Contributions?

  2. If I don't have any kids and want to leave all of my worldly possessions to my dog, ...

  3. How do I list the beneficiaries of my life insurance policies if I have a trust? ...

  4. Are 401(k) loans taxed?

  5. What should you do when you're five years from retiring?

  6. What are the differences between a 401K and an IRA?

  7. How do I retire?

  8. I want to transfer my house title to my child, what are the costs and tax consequences ...

  9. What are Government Pension Offsets, and who is subject to them?

  10. How do you plan for retirement if you have multiple employers? Can you combine retirement ...

  11. I have a 403(b) from a old employer. I would like to convert it to a 401(k). How ...

  12. Our broker switched firms in the middle of 2011. As a result we lost track of our ...

  13. How can I start an IRA for my child?

  14. What is the difference between qualified and non-qualified plans?

  15. Which investment would be most suitable for a client investing for retirement and ...

  16. The reason why ERISA qualified plans should have an investment policy statement is ...

  17. How do 401(k) loans work?

  18. What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

  19. Can I refuse a gift by providing a "Qualified Disclaimer," and what does this entail?

  20. I have a profit-sharing plan with my former employer. I am now trying to buy a home. ...

  21. When is it a good idea to use an irrevocable life insurance trust?

  22. How does an employer benefit from a 401(k) matching plan?

  23. Why is accidental life insurance so inexpensive?

  24. What is the "stretch IRA" concept?

  25. What are the pros/cons of naming a trust as the beneficiary of a retirement account?

  26. What is the difference between early retirement and full retirement as it applies ...

  27. All of the following are allowable deductions used in determining taxable estate ...

  28. If my spouse passes away, will I have to sell my home to meet creditor obligations?

  29. When is the best time to purchase long-term care insurance?

  30. What documents should I have ready in case my partner or I should die?

  31. Which of the following accounts does ERISA cover?

  32. What is the "three-legged stool"?

  33. What is pension maximization?

  34. Which statement(s) is/are FALSE about market risk?

  35. What is long-term care?

  36. What are activities of daily living (ADL)?

  37. Why should I invest in the market when I can buy and sell houses or cars?

  38. A lot of retirement projections seem to assume an 8% rate of return. Is this realistic?

  39. Should a Canadian citizen who lives and works in the U.S. continue to contribute ...

  40. How do I use a conduit IRA?

  41. Do I still have to pay penalties and taxes on money that I don't roll over from a ...

  42. We are in a 401(k) at work. Can we also do a Roth each year? If we can, can it also ...

  43. Is a person an active participant in an employer-sponsored retirement plan if he ...

  44. What are the penalties for withdrawing from my Traditional IRA less than a year after ...

  45. Am I entitled to any of my ex-spouse's retirement plan benefits?

  46. What happens when someone is given the golden boot?

  47. I have just been laid off. Can I use my 401(k) for living expenses now and report ...

  48. I'm worried about the economy and want to move my IRA funds from stocks and bonds ...

  49. Can I convert non-deductible contributions made to my Traditional IRA to a Roth IRA ...

  50. I overcontributed to my 401(k). What are my options?

  51. What are the "certain requirements" that must be met for substantially equal periodic ...

  52. My husband has a 401(k) account which is 100% vested with an $8,000 balance. We are ...

  53. My uncle died recently. He designated my mother and father as his beneficiaries in ...

  54. How can I make sure that past IRS errors have been corrected?

  55. I am only 17 years old. I don't have a job or pay taxes. Can I contribute to an IRA? ...

  56. Are the deferred earnings in a SIMPLE IRA subject to FICA taxes?

  57. I have two jobs. Can I contribute to two SIMPLE IRA plans?

  58. I just opened an IRA. What can I do to help my money grow?

  59. I am self-employed and do not need most of my IRA RMD for expenses. Can I reinvest ...

  60. I'm a teacher. Which is better for me, a 401(k) or 403(b)? What is the difference? ...

  61. What are some of the features and benefits of SEP IRAs and Roth IRAs?

  62. The company I am working for said that 401(k) contribution can be based on only straight ...

  63. I have several Roth IRA conversions, each with different custodians. When I spoke ...

  64. I'm having trouble getting my former employer to distribute my 401(k) plan balance ...

  65. Can IRAs be held jointly by spouses?

  66. Can I add my higher income spouse's name to my Roth IRA in order to raise our contribution ...

  67. I just learned that my 2004 and 2005 Roth IRA contributions are not allowed because ...

  68. Can I contribute to my company-sponsored 401(k) after the company's year-end but ...

  69. Is my non-qualified Roth IRA distribution subject to taxes or early distribution ...

  70. Can I leave my pension to my spouse when I pass away?

  71. Can I return funds to my Traditional IRA after taking a distribution?

  72. I work for a university, and I have a 403(b) with TIAA-CREF. But TIAA-CREF says I ...

  73. How do I go about opening up a Roth IRA?

  74. I am over 60 years old and have a Roth IRA to which I have made contributions for ...

  75. How do I sign up for the saver's tax credit?

  76. My spouse and I now earn more than the dual-income limit specified by our IRAs. What ...

  77. I am 61 years old and would like to contribute to my employer's 401(k) plan. Is there ...

  78. Can my spouse and I combine our Traditional IRAs?

  79. Can I return funds to my Roth IRA after I have taken it as a distribution?

  80. How can a trust lower federal transfer tax liability?

  81. What kinds of investments are allowed in a qualified retirement plan, and what kinds ...

  82. Is it permissible for a 70-year-old person to buy an IRA?

  83. I have conservative views on investing. How should I go about investing in a Roth ...

  84. My 80-year-old mother used her Roth IRA assets to make an $11,000 annual gift tax ...

  85. Can a spouse who is not named as a beneficiary receive assets from an IRA?

  86. I make over $100,000/yr and my adjusted gross income precludes standard IRA contributions. ...

  87. I stopped distributions from my retirement account while under Rule 72(t). Will this ...

  88. Can an IRA beneficiary roll the IRA over into another account and designate another ...

  89. What will happen to my SEP IRA if I leave my current employer?

  90. Why should I bother creating a budget?

  91. What should I consider when I select an executor for my will?

  92. I do not want to totally get out of my retirement 401(k), but I want to take 72(t) ...

  93. Can an IRA be used as security for a loan?

  94. My recently deceased spouse's IRA has been rolled over into mine. Does the cost basis ...

  95. Can the non-spouse beneficiary of an IRA name a successor beneficiary?

  96. What are some common and useful retirement planner designations? Are they expensive ...

  97. My spouse is the primary beneficiary of my IRA. I also have a contingent beneficiary. ...

  98. Do I have to continue SEPPs for an inherited IRA?

  99. When am I not required to submit a social security number on my tax return?

  100. How does online banking assist with budgeting?

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