FAQs tagged as

Retirement

  1. How Can I Fund A Roth IRA If My Income Is Too High To Make Direct Contributions?

  2. If I don't have any kids and want to leave all of my worldly possessions to my dog, ...

  3. How do I list the beneficiaries of my life insurance policies if I have a trust? ...

  4. Are 401(k) loans taxed?

  5. What should you do when you're five years from retiring?

  6. What are the differences between a 401K and an IRA?

  7. How do I retire?

  8. I want to transfer my house title to my child, what are the costs and tax consequences ...

  9. What are Government Pension Offsets, and who is subject to them?

  10. How do you plan for retirement if you have multiple employers? Can you combine retirement ...

  11. I have a 403(b) from a old employer. I would like to convert it to a 401(k). How ...

  12. Our broker switched firms in the middle of 2011. As a result we lost track of our ...

  13. How can I start an IRA for my child?

  14. What is the difference between qualified and non-qualified plans?

  15. Which investment would be most suitable for a client investing for retirement and ...

  16. The reason why ERISA qualified plans should have an investment policy statement is ...

  17. How do 401(k) loans work?

  18. What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

  19. Can I refuse a gift by providing a "Qualified Disclaimer," and what does this entail?

  20. I have a profit-sharing plan with my former employer. I am now trying to buy a home. ...

  21. When is it a good idea to use an irrevocable life insurance trust?

  22. How does an employer benefit from a 401(k) matching plan?

  23. Why is accidental life insurance so inexpensive?

  24. What is the "stretch IRA" concept?

  25. What are the pros/cons of naming a trust as the beneficiary of a retirement account?

  26. What is the difference between early retirement and full retirement as it applies ...

  27. All of the following are allowable deductions used in determining taxable estate ...

  28. If my spouse passes away, will I have to sell my home to meet creditor obligations?

  29. When is the best time to purchase long-term care insurance?

  30. What documents should I have ready in case my partner or I should die?

  31. Which of the following accounts does ERISA cover?

  32. What is the "three-legged stool"?

  33. What is pension maximization?

  34. Which statement(s) is/are FALSE about market risk?

  35. What is long-term care?

  36. What are activities of daily living (ADL)?

  37. Why should I invest in the market when I can buy and sell houses or cars?

  38. A lot of retirement projections seem to assume an 8% rate of return. Is this realistic?

  39. Should a Canadian citizen who lives and works in the U.S. continue to contribute ...

  40. How do I use a conduit IRA?

  41. We are in a 401(k) at work. Can we also do a Roth each year? If we can, can it also ...

  42. Do I still have to pay penalties and taxes on money that I don't roll over from a ...

  43. Is a person an active participant in an employer-sponsored retirement plan if he ...

  44. What are the penalties for withdrawing from my Traditional IRA less than a year after ...

  45. Am I entitled to any of my ex-spouse's retirement plan benefits?

  46. What happens when someone is given the golden boot?

  47. I do not want to totally get out of my retirement 401(k), but I want to take 72(t) ...

  48. Can an IRA be used as security for a loan?

  49. My recently deceased spouse's IRA has been rolled over into mine. Does the cost basis ...

  50. Can the non-spouse beneficiary of an IRA name a successor beneficiary?

  51. What are some common and useful retirement planner designations? Are they expensive ...

  52. My spouse is the primary beneficiary of my IRA. I also have a contingent beneficiary. ...

  53. What will happen to my SEP IRA if I leave my current employer?

  54. Why should I bother creating a budget?

  55. What should I consider when I select an executor for my will?

  56. Who qualifies as "single" for tax or retirement purposes when spouses do not live ...

  57. If I am no longer employed, can I roll over a 403(b) plan into an IRA?

  58. Can I move my IRA to a better income-producing opportunity?

  59. Can my spouse and I convert our IRAs to Roth IRAs regardless of earned income?

  60. I am 52 years old and wish to make a withdrawal from my 401(k) plan. Is there any ...

  61. Is divorce an exception to the SIMPLE IRA's two-year waiting period rule?

  62. What procedure applies to a taxpayer who made excess contributions for 2001, 2002, ...

  63. Should I put money into a retirement account even if it isn't tax deductible?

  64. I withdrew funds from my Roth IRA to contribute elsewhere. How will I be taxed?

  65. Do I have to continue SEPPs for an inherited IRA?

  66. When am I not required to submit a social security number on my tax return?

  67. How does online banking assist with budgeting?

  68. If I pass away, will my retirement plan go to my spouse tax free?

  69. Can I pull out most of my assets from my IRA and use the cash as long as I replace ...

  70. I am a teacher in a public school system and I don't presently have a 403(b) plan, ...

  71. I plan to retire in March 2005 at the age of 59.75. When and what percentage or dollar ...

  72. Once substantially equal periodic payments (SEPP) of an IRA have started, is the ...

  73. How do my siblings and I receive inherited pension benefit payments from our deceased ...

  74. Who bears the investment risk in 401(k) plans?

  75. Can my spouse and I use our IRAs to purchase our first home?

  76. What are the exceptions to the early distribution penalty for a non-qualified Roth ...

  77. Can a creditor seize my retirement savings?

  78. What is estate planning?

  79. I'm about to retire. If I pay off my mortgage with after-tax money I have saved, ...

  80. Does participation in a 401(k) plan prevent an individual from contributing to a ...

  81. What do you do for a non-spouse beneficiary receiving a required minimum distribution ...

  82. I am 59 (not 59.5) and my husband is 65. We have participated in a SIMPLE IRA with ...

  83. I'm an 80 year old making increasing required minimum distribution (RMD) tax payments. ...

  84. What is the best retirement plan option for a physician with her own practice, employees ...

  85. What are the rules and reporting requirements for a rollover of a required minimum ...

  86. Can I have a self-directed IRA or Roth IRA using the forex market?

  87. Where can I find information on multiple annual additions for someone employed by ...

  88. I inherited a Roth IRA. What are my options for taking distributions from the account?

  89. After receiving a required distribution when and how are my taxes affected?

  90. What's the best kind of IRA for a 20-something?

  91. What are the income limits for Roth IRA contributions?

  92. My company is the trustee of our 401k plan (which has 112 participants). What are ...

  93. Can I borrow from an IRA without penalty?

  94. Are there tax penalties for closing my Roth IRA account?

  95. Can investment real estate be purchased within an IRA and, if so, are there any pitfalls?

  96. I participate in a profit-sharing plan at work. If I retire at age 62, will I be ...

  97. I deducted my IRA contribution on my tax return but failed to transfer the funds. ...

  98. I am rolling my 401(k) into an IRA. After a year, can I convert this amount to a ...

  99. I have two Roth IRAs, one of which has a balance that is much less than the total ...

  100. I failed to distribute an inherited 401(k) that was found in an audit. What happens ...

Trading Center