FAQs tagged as

Retirement Saving Plan

  1. Can I roll over a 403b plan?

  2. What is a 401(k) rollover?

  3. Are qualified pension plans taxable?

  4. How do you withdraw money from your 401(k)?

  5. Is it possible to obtain a loan from a qualified retirement plan?

  6. What are the contribution limits of a 401(k) vs. a Roth 401(k)?

  7. What are the 2014 401(k) contribution limits?

  8. What are qualified retirement plan types?

  9. How does a qualified retirement plan early distribution work?

  10. What are the Roth 401(k) withdrawal rules?

  11. What are my main rights as a 401(k) plan participant?

  12. If I contribute to a 401(k) plan, can I still contribute to an individual retirement ...

  13. What information does my employer have to give me regarding my 401(k) plan?

  14. What's the difference between a 401(k) and a Roth IRA?

  15. What is the difference between a 401(k) plan and a 403(b) plan?

  16. Why were 401(k) plans created?

  17. What happens to my 401(k) plan if I switch jobs?

  18. Does my employer's matching contribution count towards the maximum I can contribute ...

  19. Is there a minimum I have to contribute to my 401(k) plan?

  20. Can I roll over the 401(k) money from my old job into my new company's plan?

  21. Do I need an employer to set up a 401(k) plan?

  22. What's the difference between a 401(k) and a pension plan?

  23. What is the difference between a 401(k) plan and a 457 plan?

  24. What does it mean if my 401(k) plan has been frozen?

  25. Will I have to pay taxes on my 401(k) plan if I quit my job?

  26. What is the maximum I can contribute to my 401(k) plan?

  27. Can I roll a Traditional IRA into a 529 college account for my grandchild?

  28. Does it make sense to convert a Traditional IRA to a Roth when the market’s down?

  29. I want to close my IRA account. What percentage will I lose to tax?

  30. I have some stocks in a taxable account. Can I use them to fund my Roth IRA instead ...

  31. I am starting a limited liability company (LLC). I will be the sole member. Can I ...

  32. I earn more than the income limit for both a Roth and Traditional IRA deduction. ...

  33. What effect will a prenuptial agreement have on a 401(k)?

  34. I am a first-time home buyer. If I take a distribution from my 401(k) to purchase ...

  35. Is there a limit on how much I can move from my IRA to my Roth IRA?

  36. If I participate in my company’s SIMPLE IRA plan, can I also contribute to ...

  37. I have a small business, and I'm considering setting up an SEP IRA. What are leased ...

  38. What is a good book on creating a trust that would qualify as the beneficiary for ...

  39. Health problems caused me to take my RMD after the deadline. Can I appeal my case ...

  40. Can I contribute to both a 401(k) and an IRA?

  41. If a company undergoes an acquisition can an employee withdraw 401(k) funds tax free?

  42. I have a small business (LLC), which I operate part-time. I also work full time for ...

  43. Are the distribution rules for 401(k) and 403(b) plans the same as those for IRA ...

  44. My spouse has little/no income. Can I contribute to my spouse's IRA?

  45. Can a simplified employee pension (SEP) IRA be converted to a Roth IRA in the same ...

  46. What is the difference between a Traditional and a Roth IRA?

  47. I am in my mid thirties and have nothing invested for retirement. Is it too late ...

  48. Does the five-year rule apply if a non-spouse inherits an IRA after the required ...

  49. I work for two companies. How much can I contribute to each company's SIMPLE IRA?

  50. What happens during the consolidation phase of an investor's life cycle?

  51. Are there special benefits for U.S. armed forces personnel?

  52. Is it wise to put an IRA account into a fixed or variable annuity?

  53. Are any special forms or documents required when transferring an IRA/SEP/SIMPLE to ...

  54. I own a small business. Can the SBO-401(k) work for me?

  55. My husband left his ex-wife as his retirement plan beneficiary. Can this be changed?

  56. Earnings within a Roth IRA are tax free, so are these earnings included in the modified ...

  57. Is it possible to reverse an IRA? I received a QDRO and owe money to my ex-husband. ...

  58. Can an employer adopt a different type of retirement plan for each employee?

  59. What is cliff vesting?

  60. My daughter would like to use some of her Roth IRA to pay for some current tuition ...

  61. Is my 403(b) account owned by me or by the institution?

  62. Can I close my existing Roth IRA and invest in a new Roth IRA at a different financial ...

  63. Is it easier to save for retirement if you start earlier in life? Can I make up for ...

  64. Are my IRAs secure against possible liens?

  65. I overcontributed to my Roth, then lost half of this money to the market. Does the ...

  66. Can an individual contribute to both a Roth IRA and a Traditional IRA in the same ...

  67. If an employee covered by a SIMPLE leaves his employer within the two-year period ...

  68. Will I pay taxes on my Social Security payouts?

  69. Can I deduct my Individual Retirement Account (IRA) contribution on my tax return?

  70. Can I contribute to a Roth IRA and still participate in my employer-sponsored retirement ...

  71. At what age will I be eligible for the maximum Social Security payout?

  72. Can I take money out of my Individual Retirement Account (IRA) while working?

  73. What's the difference between an individual retirement account (IRA) and an annuity? ...

  74. What's the difference between an individual retirement account (IRA) and a certificate ...

  75. How Can I Fund A Roth IRA If My Income Is Too High To Make Direct Contributions?

  76. What should you do when you're five years from retiring?

  77. What are the differences between a 401K and an IRA?

  78. How do I retire?

  79. What are Government Pension Offsets, and who is subject to them?

  80. I have a 403(b) from a old employer. I would like to convert it to a 401(k). How ...

  81. Our broker switched firms in the middle of 2011. As a result we lost track of our ...

  82. What is the difference between qualified and non-qualified plans?

  83. The reason why ERISA qualified plans should have an investment policy statement is ...

  84. How do 401(k) loans work?

  85. What are the exceptions to the premature withdrawal penalty rules for IRA accounts?

  86. Can I refuse a gift by providing a "Qualified Disclaimer," and what does this entail?

  87. I have a profit-sharing plan with my former employer. I am now trying to buy a home. ...

  88. How does an employer benefit from a 401(k) matching plan?

  89. What is the "stretch IRA" concept?

  90. What are the pros/cons of naming a trust as the beneficiary of a retirement account?

  91. What is the difference between early retirement and full retirement as it applies ...

  92. Which of the following accounts does ERISA cover?

  93. What is the "three-legged stool"?

  94. What is pension maximization?

  95. How do I use a conduit IRA?

  96. Do I still have to pay penalties and taxes on money that I don't roll over from a ...

  97. We are in a 401(k) at work. Can we also do a Roth each year? If we can, can it also ...

  98. Is a person an active participant in an employer-sponsored retirement plan if he ...

  99. What are the penalties for withdrawing from my Traditional IRA less than a year after ...

  100. I'm 70.5 and still working for my own company. Can I defer starting my required minimum ...

  101. I just opened an IRA. What can I do to help my money grow?

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