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How Can I Fund A Roth IRA If My Income Is Too High To Make Direct Contributions?
My daughter would like to use some of her Roth IRA to pay for some current tuition fees and loans. Can she do this without a penalty?
Does it make sense to convert a Traditional IRA to a Roth when the market’s down?
I overcontributed to my Roth, then lost half of this money to the market. Does the 6% penalty apply to my original contribution, or only what's left of it?
We are in a 401(k) at work. Can we also do a Roth each year? If we can, can it also be deducted from our taxes?
Can an individual contribute to both a Roth IRA and a Traditional IRA in the same year?
Is divorce an exception to the SIMPLE IRA's two-year waiting period rule?
Can I have a self-directed IRA or Roth IRA using the forex market?
My Traditional IRA has been converted to a Roth IRA. Can I still make a qualified withdrawal as a first-time home buyer?
I'm an 80 year old making increasing required minimum distribution (RMD) tax payments. I plan to convert my IRA to a Roth IRA and pay the taxes for the total RMD. Will I be able to withdraw funds from the Roth the year following the conversion? I understa
What's the difference between a savings account and a Roth IRA?
Can a simplified employee pension (SEP) IRA be converted to a Roth IRA in the same manner that a Traditional IRA can?
What is the difference between a Traditional and a Roth IRA?
I am rolling my 401(k) into an IRA. After a year, can I convert this amount to a Roth IRA tax free?
Can I convert non-deductible contributions made to my Traditional IRA to a Roth IRA without being taxed?
I have several Roth IRA conversions, each with different custodians. When I spoke to an IRS representative, he maintained that the total amount of the conversions is always available. He told me that at any time I can take out what I had paid taxes on (wi
Can I fund a Traditional IRA, a 403(b) or a Roth IRA using pension money? I'm 56 years old. What limits apply if I can?
I retired and transferred part of my pension distribution to a Roth IRA. If I am over 55, do I still qualify for the age 55 exemption?
Can I close my existing Roth IRA and invest in a new Roth IRA at a different financial institution without a tax penalty?
I am over 60 years old and have a Roth IRA to which I have made contributions for more than five years. Are all distributions tax free?
Earnings within a Roth IRA are tax free, so are these earnings included in the modified adjusted gross income which is used to determine Roth IRA eligibility?
I didn't earn any income this year. Can I still contribute to a Roth?
What are the income limits for Roth IRA contributions?
My 80-year-old mother used her Roth IRA assets to make an $11,000 annual gift tax exclusion. Will these still be considered Roth IRA assets?
If an employee covered by a SIMPLE leaves his employer within the two-year period and his new employer doesn't have a SIMPLE, what happens to the plan? Can the employee roll it over without penalty, or keep it at the old company until the two years expire
Is my non-qualified Roth IRA distribution subject to taxes or early distribution penalties?
I am in my mid thirties and have nothing invested for retirement. Is it too late to start contributing for a retirement plan?
Can my spouse and I convert our IRAs to Roth IRAs regardless of earned income?
What procedure applies to a taxpayer who made excess contributions for 2001, 2002, 2003 and 2004 and has neither withdrawn the excess and the earnings for 2001-2003, nor recharacterized 2004 to a Traditional IRA? How are multiple years such as this to be
Can I return funds to my Roth IRA after I have taken it as a distribution?
I am a teacher in a public school system and I don't presently have a 403(b) plan, but I do have some money in a Roth IRA and also a self-directed IRA. Can I roll my IRA funds into a newly opened 403(b) plan, since I am presently employed by the school sy
What is the five-year waiting rule for Roth IRAs?
What are the exceptions to the early distribution penalty for a non-qualified Roth IRA distribution?
Can either a SEP IRA or a SIMPLE IRA be attached in a bankruptcy or malpractice action, or are they safe from any financial judgments like these?
My wife and I both converted our Traditional IRAs to Roth IRAs in Dec 1998 and have invested the maximum amount each year to date in the Roth. I am purchasing a new home in January. Do my wife and I each qualify for a one-time, tax-free $10,000 "qualified
What are the tax consequences of a Roth IRA distribution if the IRA holder is younger than 59.5?
I inherited a Roth IRA. What are my options for taking distributions from the account?
What are some of the features and benefits of SEP IRAs and Roth IRAs?
I am 59 (not 59.5) and my husband is 65. We have participated in a SIMPLE IRA with our company for more than two years. Can we convert the SIMPLE IRA to a Roth IRA? If we can convert, do we have to pay tax on the SIMPLE IRA money placed in the Roth? Are t
I earn more than the income limit for both a Roth and Traditional IRA deduction. Should I contribute anyway?
I have two Roth IRAs, one of which has a balance that is much less than the total contributions I have made to the account. Can I write off the losses for that account?
Is it permissible for a 70-year-old person to buy an IRA?
Are there tax penalties for closing my Roth IRA account?
I am only 17 years old. I don't have a job or pay taxes. Can I contribute to an IRA?
Can I contribute to both a 401(k) and an IRA?
I converted my former IRA to a Roth for tax purposes in 1998, so even though the tax was paid over four years, am I correct to assume that this is now mine to withdraw, if I like, at no penalty? I am 60 years old.
My certificate of deposit (CD) has just matured and I plan to contribute $10,000 of it to my current Roth IRA account. The person doing my taxes can't tell me why I can't make such a large contribution except for my low income - I am a disabled veteran on
Can I add my higher income spouse's name to my Roth IRA in order to raise our contribution limits?
Is there a limit on how much I can move from my IRA to my Roth IRA?
I recently and accidentally established a Roth IRA for my spouse instead of myself and contributed additional monies. What should I do?
My husband has become eligible for a 401(k) plan (with no matching contribution) at work. How do we get back the $9,000 that we already contributed to our IRA for 2005 without a penalty? My husband earns $144,000/year and we're both over 50 years old.
My spouse and I now earn more than the dual-income limit specified by our IRAs. What will happen to our previous contributions?
Can I roll my SEP IRA into a Traditional IRA or should I convert to a Roth?
I will be receiving monies from a QDRO executed pursuant to my divorce. I would like to take a portion of the money as a distribution to pay for a new home. What are the tax implications of doing this?
I converted a Traditional IRA to a Roth. The conversion was a stock equity with a cost basis of $19,000 in the Traditional IRA. The day of conversion, the value was $34,000. Which amount should the brokerage house use for the 1099-R?
I just learned that my 2004 and 2005 Roth IRA contributions are not allowed because my income exceeds the limits. Can I just withdraw the contributions plus earnings without penalty?
What's the best kind of IRA for a 20-something?
How do I go about opening up a Roth IRA?
What is a good book on creating a trust that would qualify as the beneficiary for an IRA?
I have some stocks in a taxable account. Can I use them to fund my Roth IRA instead of using cash?
What is the difference between a ROTH, SEP and Traditional IRA?
I have conservative views on investing. How should I go about investing in a Roth IRA?
I make over $100,000/yr and my adjusted gross income precludes standard IRA contributions. My contributions to my 401(k) plan at work are limited to about $7,000/yr. It seems I'm being penalized for my income. Are there other retirement savings options av
I withdrew funds from my Roth IRA to contribute elsewhere. How will I be taxed?
I am self-employed and do not need most of my IRA RMD for expenses. Can I reinvest it in Roth IRAs?
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