Savings & Loans

  1. Is it Worth Saving Up for a Bigger Down Payment?

    There are numerous low-down-payment mortgage options out there, but sometimes it ...
  2. Is A 30-Year Mortgage Really Best?

    It's the most popular choice, but home buyers with 30-year mortgages may be paying ...
  3. What Are The Pros and Cons Of A 15-Year Mortgage?

    The shorter term, and higher monthly payment, are only part of the picture.
  4. Which Is Better: A 30-Year Or 15-Year Mortgage?

    The difference in monthly payments is what homebuyers think of first when they compare ...
  5. Is It Worth Buying A Second Home To Rent?

    Mortgage interest rates are low, but consider these dos and don'ts before making ...
  6. How To Combine Two Mortgages Into One?

    If you have a second mortgage as well as a primary, does it make sense to consolidate ...
  1. Meet The Company Behind Your FICO Score

    There are other credit scores that evaluate lending risk, but FICO is still the choice ...
  2. Choose The Best Way To Fund Your Startup: Are ...

    Which is better for a startup - debt or equity? Here are the advantages, challenges, ...
  1. How is a bank guarantee different from a traditional loan?

    Read about the differences between a traditional bank loan and a bank guarantee, and why a third party might require a guarantee ...
  2. What are some of the arguments in favor of debt securitization?

    Find out how debt securitization creates benefits for loan originators, borrowers, investors and capital markets by diversifying ...
  3. What is the difference between a savings & loan company and a bank?

    Find out how a savings and loan company, sometimes also known as a thrift or savings institution, focuses on different types ...
  4. What does it mean when interest "accrues daily?"

    Find out what it means when an interest-bearing account accrues interest daily and how different compounding periods change ...
  1. 5 (Not-So-Extreme) Coupon-Saving Strategies

    Why pay full price when you can get it for less with a coupon? Use these tips to ...
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