Accelerated Amortization

Dictionary Says

Definition of 'Accelerated Amortization'

Extra payments made towards paying down a mortgage principal. With accelerated amortization, the loan borrower is allowed to add additional payments to their mortgage bill in order to pay off a mortgage before the loan settlement date. The benefit of doing so is reduced overall interest payments.
Investopedia Says

Investopedia explains 'Accelerated Amortization'

For example, take a mortgage originated for $200,000 at 7% interest for 30 years. The monthly principal and interest payment is $1330.60. Increasing the payment by $100 per month will result in a loan payoff period of 24 years instead of the original 30 years, saving the borrower six years of interest. Paying a mortgage in an accelerated manner decreases the loan premium faster and diminishes the amount of additional interest the borrower is required to pay on the loan.
Search results for

'Accelerated Amortization'

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    http://stocks.investopedia.com/stock-analysis/2011/Ralcorp-Needs-To-Offer-More-RAH-CAG-GIS-K-KFT-THS-CPB1130.aspx
    ... Stripping away charges, accelerated amortization and so on, the core profitability
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  • Be Mortgage-Free Faster

    http://www.investopedia.com/articles/pf/07/acceleratedpayments.asp
    ... the consumer with the mortgage shown in the amortization schedules above is trying
    to decide whether to make the $300 per month accelerated mortgage payments. ...
  • Series 7 Study Guide - Portfolio Management - Depreciation ...

    http://www.investopedia.com/exam-guide/series-7/portfolio-management/depreciation.asp
    ... One reason a company likes to use accelerated depreciation is that it is a higher ...
    Intangible assets, such as patents or trademarks, are subject to amortization ...
  • An Introduction To Depreciation

    http://www.investopedia.com/articles/fundamental/04/090804.asp
    ... this process of allocating costs over time is called amortization ... Accelerated Methods -
    These methods write-off depreciation costs more quickly than the straight ...
  • Bearish On Netflix

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    ... Financial Performance Netflix has also come under criticism for understating
    amortization. ... method would be to amortize content on an accelerated basis, since ...
  • CFA Level 1 Study Guide - Liabilities - Permanent Vs. Temporary ...

    http://www.investopedia.com/exam-guide/cfa-level-1/liabilities/permanent-temporary-items.asp
    ... Long Term Asset Basics; 8.13 Depreciation Accounting; 8.14 Accelerated Depreciation;
    8.15 Natural Resource Assets; 8.16 Effects of Capitalizing ...
  • CFA Level 1 Study Guide - Liabilities - Post-Retirement ...

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    ... Long Term Asset Basics; 8.13 Depreciation Accounting; 8.14 Accelerated Depreciation;
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  • CFP Study Guide - Financial Planning: Process and Rules ...

    http://www.investopedia.com/exam-guide/cfp/financial-planning-process-rules/default.asp
    ... Concepts: 37.1 Introduction; 37.2 Modified Accelerated Cost Recovery System; 37.3
    Expensing Policy; 37.4 Section 179 Deduction; 37.5 Amortization; 37.6 Depletion ...
  • CFP Study Guide - Principles of Risk and Insurance - Introduction ...

    http://www.investopedia.com/exam-guide/cfp/principles-of-risk-and-insurance/default.asp
    ... Concepts: 37.1 Introduction; 37.2 Modified Accelerated Cost Recovery System; 37.3
    Expensing Policy; 37.4 Section 179 Deduction; 37.5 Amortization; 37.6 Depletion ...
  • CFP Study Guide - Principles of Risk and Insurance - The Risk ...

    http://www.investopedia.com/exam-guide/cfp/principles-of-risk-and-insurance/cfp2.asp
    ... Concepts: 37.1 Introduction; 37.2 Modified Accelerated Cost Recovery System; 37.3
    Expensing Policy; 37.4 Section 179 Deduction; 37.5 Amortization; 37.6 Depletion ...

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