Actuarial Equity

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Dictionary Says

Definition of 'Actuarial Equity'

The calculation of an insurance premium based on crucial factors such as the applicant's age, gender, health, family history and the type of insurance coverage applied for. This allows insurers to treat applicants fairly according to their estimated risk levels.
Investopedia Says

Investopedia explains 'Actuarial Equity'

In automobile insurance, insurers use age as a rating factor in determining individual premiums. Thus, because young people tend to have less favorable driving records as a group, these individuals are required to pay out more in premiums, which normally include the expected value of losses.
Search results for

'Actuarial Equity'

  • Insure Your Future With A Career As An Actuary

    http://www.investopedia.com/articles/financialcareers/08/career-in-actuary.asp
    ... The two actuarial societies provide basic education in the fundamental principles
    of actuarial science, professional ... $30K Home Equity Loan, 5.74%, 5.75%. ...

  • Financial Designations That Employers Require - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0112/Financial-Designations-That-Employers-Require.aspx
    ... the application of mathematical concepts and other techniques to the various areas
    of actuarial practice. ... Current Rates. Savings Home Equity Mortgage Auto. ...

  • Betting On The Economy: What Are The Odds? - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0711/Betting-On-The-Economy-What-Are-The-Odds.aspx
    ... Although the odds quoted are arbitrary, and not based on any actuarial data, they
    are also based on knowledge ... Current Rates. Savings Home Equity Mortgage Auto. ...

  • Financial Careers With Excellent Salaries - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0112/Financial-Careers-With-Excellent-Salaries.aspx
    ... the risk of loss is what interests you, then the actuarial industry will ... Current
    Rates. Savings Home Equity Mortgage Auto. Savings Products Rates. Click product ...

  • 5 Government Statistics You Can't Trust - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0411/5-Government-Statistics-You-Cant-Trust.aspx
    ... far higher if one were to include credible actuarial assumptions for ... blatant
    manipulation to influence their obligations, manipulate markets (equity, bond and ...

  • Financial Statements: Pension Plans | Investopedia

    http://www.investopedia.com/university/financialstatements/financialstatements9.asp
    ... increase the PBO and the additional cost would show up as an actuarial loss. ... Therefore,
    typical debt ratios like long-term debt to equity probably do not count ...

  • 401(k) And Qualified Plans: Types Of Plans | Investopedia

    http://www.investopedia.com/university/retirementplans/qualifiedplan/qualifiedplan1.asp
    ... the scope of this tutorial, may require the assistance of an actuary as contributions
    are based on actuarial assumptions and ... $30K Home Equity Loan, 5.74%, 5.75%. ...

  • The Defined-Benefit Plan's Many Problems

    http://www.investopedia.com/articles/retirement/10/demise-defined-benefit-plan.asp
    ... If actuarial guidelines required the inclusion of potential future service, the
    estimated ... assets are large in relation to the debt and equity capitalization of ...

  • Introduction To Annuities: The History Of Annuities | Investopedia

    http://www.investopedia.com/university/annuities/
    ... as one of the earliest dealers of these annuities, and he is also credited with
    creating the very first actuarial life table. ... $30K Home Equity Loan, 5.74%, 5.75% ...

  • Extended Warranties: Should You Take The Bait?

    http://www.investopedia.com/articles/pf/07/warranties.asp
    ... a consumer who is aware of the steep price of repairs, it has actually been carefully
    considered through actuarial analysis by ... $30K Home Equity Loan, 5.74%, 5.75 ...

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