Actuarial Balance

Filed Under » ,
Dictionary Says

Definition of 'Actuarial Balance'

The difference between future Social Security obligations and the income rate of the Social Security Trust Fund as of present. The Social Security program would be said to be in actuarial balance if the summarized income rate is inline with the summarized cost rate of Social Security for any given valuation period.

Commonly referred to as the "solvency" of the Social Security System.
Investopedia Says

Investopedia explains 'Actuarial Balance'

Actuarial balance is calculated for 66 different valuation periods, beginning with the upcoming 10 year period and growing with each successive year up to the the full 75 year projection. If at any point over the 75 year projection the anticipated costs of Social Security exceed the future value of the trust fund's income, that period would be deemed to be out of actuarial balance. The difference would theoretically be the difference in the tax rate of Social Security provided from FICA.
Search results for

'Actuarial Balance'

  • Financial Statements: Pension Plans | Investopedia

    http://www.investopedia.com/university/financialstatements/financialstatements9.asp
    ... increase the PBO and the additional cost would show up as an actuarial loss. ... Pension
    Plans and the Balance Sheet Now remember we said that pension plans are off ...

  • The Defined-Benefit Plan's Many Problems

    http://www.investopedia.com/articles/retirement/10/demise-defined-benefit-plan.asp
    ... The off-balance sheet accounting provisions used by corporations to account ... result,
    third party institutional investment consulting firms, actuarial firms and ...

  • CFA Level 1 Study Guide - Liabilities - Accounting For Long-Term ...

    http://www.investopedia.com/exam-guide/cfa-level-1/liabilities/long-term-liabilities-accounting.asp
    ... 6.6 Income Statement: Non-recurring Items; 6.7 Balance Sheet Basics; 6.8 Balance
    Sheet Components - Assets; 6.9 Balance Sheet Components ...

  • CFA Level 1 Study Guide - Liabilities - Post-Retirement ...

    http://www.investopedia.com/exam-guide/cfa-level-1/liabilities/post-retirement-obligations.asp
    ... 6.6 Income Statement: Non-recurring Items; 6.7 Balance Sheet Basics; 6.8 Balance
    Sheet Components - Assets; 6.9 Balance Sheet Components ...

  • Retiring: Is $1 Million Enough?

    http://www.investopedia.com/articles/retirement/08/retire-on-1-million-dollars.asp
    ... (The Social Security Administration publishes actuarial life tables ... is a lot to consider
    when determining how far your retirement account balance will take you ...

  • Saving Money With A Private Annuity Trust

    http://www.investopedia.com/articles/retirement/06/PrivateAnnuity.asp
    ... the entire principal and all of the accrued interest under actuarial assumptions. ...
    to receive payments to help with living expenses, but the balance of the ...

  • 5 Steps To A Retirement Plan

    http://www.investopedia.com/articles/retirement/11/5-steps-to-retirement-plan.asp
    ... around $50,000 per year on basic life expenses while alive; actuarial life tables
    are ... assuming no taxes and the preservation of the portfolio balance, they are ...

  • Universal Healthcare: A Win For Health Insurers?

    http://stocks.investopedia.com/stock-analysis/2010/Universal-Healthcare-A-Win-For-Health-Insurers-UNH-AET-WLP-CI0129.aspx
    ... Tipping the balance of power from the democratically controlled Congress and ... the
    Undesirables Health insurance is based on actuarial assumptions - formulas ...

  • Introduction To Annuities: The History Of Annuities | Investopedia

    http://www.investopedia.com/university/annuities/
    ... and he is also credited with creating the very first actuarial life table ... to stop
    receiving payments and take a lump-sum distribution of the remaining balance. ...

  • Introduction To Annuities: Basics of Annuities | Investopedia

    http://www.investopedia.com/university/annuities/annuities1.asp
    ... The balance of funds remaining inside the contract will also continue to earn ... in
    straight-life payout options results in a lower initial actuarial payout to ...

Related Articles

Bank Rates
Product Today Last Wk
$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.59%
$30K Home Equity Loan 5.74% 5.75%
$50K Home Equity Loan 5.45% 5.46%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.41%
$100K HELOC 4.13% 4.13%
Rate data provided by Bankrate
Product Today Last Wk
30 Year Fixed 3.82% 3.73%
15 Year Fixed 3.11% 3.03%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.39%
5/1 ARM 2.67% 2.68%
3/1 ARM 2.69% 2.69%
Rate data provided by Bankrate
Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
48 Month Used Car Loan 4.35% 4.35%
48 Month New Car Loan 3.24% 3.24%
36 Month Used Car Loan 4.34% 4.35%
36 Month New Car Loan 3.11% 3.13%
60 Month New Car Loan 3.35% 3.34%
Rate data provided by Bankrate
Partner Links