Actuarial Rate

Filed Under »
Dictionary Says

Definition of 'Actuarial Rate'

Actuarial rate is an estimate of the expected value of future loss. Usually, the future loss experience is predicted on the basis of historical loss experience and the consideration  of the risk involved. Accurate actuarial rates help protect insurance companies against the risk of severe underwriting losses that could lead to insolvency.
Investopedia Says

Investopedia explains 'Actuarial Rate'

Generally, during the rate review, it is first determined whether the actuarial rates need to be adjusted. A projected loss experience gives the insurance companies the ability to determine the minimum premium required to cover expected losses.
Search results for

'Actuarial Rate'

  • Active Management: Is It Working For You?

    http://www.investopedia.com/articles/mutualfund/09/add-value-active-investment-management.asp
    ... their efficacy as a valid benchmark proxy. Absolute benchmark proxies such
    as an actuarial rate of return; Manager universe proxies; ...

  • The Defined-Benefit Plan's Many Problems

    http://www.investopedia.com/articles/retirement/10/demise-defined-benefit-plan.asp
    ... A higher salary growth rate will increase the PBO. ... 4. Years of service used to make
    the PBO calculation, Actuarial guidelines mandate that the PBO take into ...

  • Insure Your Future With A Career As An Actuary

    http://www.investopedia.com/articles/financialcareers/08/career-in-actuary.asp
    ... phone ban laws in automobile losses and determining suitable rate discounts ... earn
    an undergraduate degree in statistics, mathematics, finance or actuarial science ...

  • Financial Statements: Pension Plans | Investopedia

    http://www.investopedia.com/university/financialstatements/financialstatements9.asp
    ... It refers to additional costs created because the changes in actuarial estimates
    changes ... but perhaps it increased its estimate of the average rate of future ...

  • Financial Designations That Employers Require - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0112/Financial-Designations-That-Employers-Require.aspx
    ... the application of mathematical concepts and other techniques to the various areas
    of actuarial practice ... Rate this Article: Your Rating: Overall Rating: Vote Now ...

  • Betting On The Economy: What Are The Odds? - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0711/Betting-On-The-Economy-What-Are-The-Odds.aspx
    ... Although the odds quoted are arbitrary, and not based on any actuarial data, they
    are ... but faster than its current two, to two-and-a-half percent rate of annual ...

  • Retiring: Is $1 Million Enough?

    http://www.investopedia.com/articles/retirement/08/retire-on-1-million-dollars.asp
    ... publishes actuarial life tables which list your average life expectancy according
    to your age.). Taxes: What are your expectations for your tax rate throughout ...

  • Combining Your Plan Assets? Not So Fast!

    http://www.investopedia.com/articles/retirement/03/051403.asp
    ... forward averaging," and results in the distribution being taxed at a lower rate. ...
    The current actuarial value of any annuity contract included in the lump sum. ...

  • A Primer On Defined-Benefit Pension Plans

    http://www.investopedia.com/articles/retirement/11/defined-benefit-pension-plans-primer.asp
    ... 5. Actuarial Adjustments: These are changes made to the underlying assumptions of
    the plan on a go-forward basis. Such assumptions may include the rate at ...

  • 5 Steps To A Retirement Plan

    http://www.investopedia.com/articles/retirement/11/5-steps-to-retirement-plan.asp
    ... around $50,000 per year on basic life expenses while alive; actuarial life tables
    are ... 3. After-Tax Rate of Return Once the expected time horizons and spending ...

Related Articles

Bank Rates
Product Today Last Wk
$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.59%
$30K Home Equity Loan 5.74% 5.75%
$50K Home Equity Loan 5.45% 5.46%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.41%
$100K HELOC 4.13% 4.13%
Rate data provided by Bankrate
Product Today Last Wk
30 Year Fixed 3.82% 3.73%
15 Year Fixed 3.11% 3.03%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.39%
5/1 ARM 2.67% 2.68%
3/1 ARM 2.69% 2.69%
Rate data provided by Bankrate
Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
48 Month Used Car Loan 4.35% 4.35%
48 Month New Car Loan 3.24% 3.24%
36 Month Used Car Loan 4.34% 4.35%
36 Month New Car Loan 3.11% 3.13%
60 Month New Car Loan 3.35% 3.34%
Rate data provided by Bankrate
Partner Links