Adjusted Underwriting Profit
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Definition of 'Adjusted Underwriting Profit'
The profit that an insurance company generates after paying out claims and expenses. Insurance companies earn revenue by underwriting new business (selling new insurance policies) and earning income on their financial investments. Subtracted from this revenue are expenses associated with running the business and any claims that are made by insurance policy holders. The remainder is the adjusted underwriting profit. This is a term specific to the insurance industry.
Also called Underwriting Gain.
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Investopedia explains 'Adjusted Underwriting Profit'
The adjusted underwriting profit is a measure of success for an insurance company. It is important for an insurance company to successfully manage their financial investments so they can pay out on the insurance policies they've sold. If they practice prudent underwriting procedures and responsible asset-liability management (ALM), they should be able to generate a gain. If they underwrite policies they shouldn't or fail to match their investments (assets) to their future insurance policy liabilities, they will not be as profitable.
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Search results for 'Adjusted Underwriting Profit'
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http://financialedge.investopedia.com/financial-edge/0511/Dont-Get-Busted-By-A-Back-Door-Registration.aspx
... SEC), followed by paying expensive underwriting fees and ... redefined what a shell company
was, adjusted Form 8 ... Review profit margins and other key statistics over ...
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http://stocks.investopedia.com/stock-analysis/2010/How-The-Republican-Wins-Are-Benefiting-HMOs-UNH-AET-WLP-HUM1110.aspx
... 84 cents per share on an adjusted basis, beating ... medical services resulting in higher
commercial underwriting margins ... The profit model for the HMOs is a typical ...
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http://www.investopedia.com/articles/economics/08/fannie-mae-freddie-mac-credit-crisis.asp
... on Wall Street wanted in on the profit bonanza of ... before the rate and/or payment
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http://www.investopedia.com/articles/pf/08/incorporate-business.asp
... or her livelihood or a profit and has ... $97,500 (this value is periodically adjusted)
of combined ... Small business lenders using strict underwriting criteria find ...
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http://www.investopedia.com/articles/pf/07/subprime-impact.asp
... likely be much more stringent in their underwriting standards. ... For related reading,
see Profit As Your ... chart below that displays the option adjusted spread (OAS ...
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