Adjusted Liabilities

Dictionary Says

Definition of 'Adjusted Liabilities'

The liabilities of an insurance company that differ from the company's statutory liabilities due to adjustments. It is calculated by taking the statutory liability and subtracting the interest maintenance reserve and asset valuation reserve. Statutory liabilities are the insurance company's liabilities as determined by the applicable accounting rules. Insurance companies are required by the National Association of Insurance Commissioners (NAIC) to maintain the aforementioned reserves as a cushion for potential equity and credit losses. This definition is specific to the insurance industry.
Investopedia Says

Investopedia explains 'Adjusted Liabilities'

Adjusted liabilities are used in the analysis of an insurance company and better reflect the economic reality of the liabilities as opposed to just the accounting value (statutory) of the liabilities. Many financial ratios are calculated based on adjusted liabilities to judge the liquidity and capital position of the insurance company. These ratios (such as adjusted liabilities to total adjusted capital) would be used by the rating agencies to assign a financial strength rating to the insurance company.    
Search results for

'Adjusted Liabilities'

  • Understanding Liability-Adjusted Cash Flow Yield

    http://www.investopedia.com/articles/fundamental-analysis/11/understanding-liability-adjusted-cash-flow-yield.asp
    ... flow and valuation, investors may want to consider adding liability-adjusted cash
    flow ... that number by the sum of market capitalization, liabilities and current ...
  • Series 66 Study Guide - Quantitative Methods - Rates of Return ...

    http://www.investopedia.com/exam-guide/series-66/quantitative-methods/rates-return.asp
    ... However, on the exam, "net present value equals zero" will be the correct answer.
    Real return - This is also known as inflation-adjusted return. ...
  • 8 Simple Investing Ratios You Need To Know Slideshow ...

    http://www.investopedia.com/slide-show/simple-ratios
    ... of a share is divided by the sales ($3,286) which is adjusted for average ... equity
    ratio is a leverage ratio that compares a company's total liabilities to its ...
  • Spotting Creative Accounting On The Balance Sheet

    http://www.investopedia.com/articles/fundamental-analysis/10/creative-accounting-balance-sheet.asp
    ... is recorded at cost and is subsequently adjusted to reflect the ... Undervaluing Liabilities
    Pension Obligations Pension obligations are ripe for manipulation by ...
  • Find Quality Investments With ROIC

    http://www.investopedia.com/articles/fundamental/03/050603.asp
    ... Short-Term Investments - Long-Term Investments - Non-Interest Bearing Current
    Liabilities. ... Reported net income needs to be adjusted to represent operations more ...
  • Why Today's "Recession" Tops The Great Depression - Investopedia. ...

    http://financialedge.investopedia.com/financial-edge/0911/Why-Todays-Recession-Tops-The-Great-Depression.aspx
    ... The current unfunded liabilities are more than five times the personal debt of the ...
    Adding in these missing elements brings today's adjusted rate to at least 22 ...
  • Series 66 Study Guide - Measuring Portfolio Returns - Introduction ...

    http://www.investopedia.com/exam-guide/series-66/measuring-portfolio-returns/default.asp
    ... and Liabilities: Investment Advice and Rescission; 12.7 Other Penalties and Liabilities:
    Criminal; ... Some of these (real return and risk-adjusted return) were ...
  • Series 65 Study Guide - Quantitative Methods of Evaluating ...

    http://www.investopedia.com/exam-guide/series-65/quantitative-methods/rates-of-return-internal-rate-of-return.asp
    ... calculator. Several measures of return can be selected for such a calculation:
    Real return - also known as inflation-adjusted return. ...
  • EVA: Calculating Invested Capital | Investopedia

    http://www.investopedia.com/university/EVA/EVA3.asp
    ... Between NOPAT and Invested Capital Notice that, among the liabilities, a minority ...
    In both cases, we adjusted for the allowance for bad debt - because it is a ...
  • CFA Level 1 Study Guide - Fixed Income Investments - Government ...

    http://www.investopedia.com/exam-guide/cfa-level-1/fixed-income-investments/government-bonds.asp
    ... 8.21 Asset Impairment. 9. Liabilities: 9.1 Introduction; 9.2 Current Liability Basics;
    9.3 Income Tax Terminology; 9.4 Tax Deferred Liabilities; 9.5 Permanent Vs ...

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