Allocated Benefits

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Dictionary Says

Definition of 'Allocated Benefits'

A type of payment that comes from a defined-benefit retirement plan. Allocated benefits are passed on (allocated) to the plan participants once the insurance company has received its premiums. Allocated benefits provide guaranteed retirement income to plan participants that is ultimately backed by the insurance carrier (and the PBGC).

This term can also refer to the maximum amount that can be paid for a given service that is itemized in a contract.
Investopedia Says

Investopedia explains 'Allocated Benefits'

Because the benefits that have been purchased are paid up, the employees can rest assured that they will receive those benefits even if their former employer goes bankrupt. These payments are regulated under ERISA guidelines.
Search results for

'Allocated Benefits'

  • How To Make Social Security Work - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1211/How-To-Make-Social-Security-Work.aspx
    ... There are clearly ways to reduce benefits, increase the pool of funds that will
    need to be allocated to pay future benefits and ensure that retirees can live ...

  • Roth Feature Boosts Benefits For 401(k) And 403(b) Plans

    http://www.investopedia.com/articles/retirement/08/Roth-401k-403b.asp
    ... can be allocated to the Roth account; any matching contributions by the employer
    must be done as traditional pretax contributions. Benefits of the Roth Plan ...

  • Plans The Small-Business Owner Can Establish

    http://www.investopedia.com/articles/retirement/02/102802.asp
    ... For qualified plans, certain steps must be taken to ensure that contributions features,
    and benefits are allocated in a manner that discriminates in favor of ...

  • Vary Your Options With Variable Annuities And Insurance

    http://www.investopedia.com/articles/pf/08/variable-insurance.asp
    ... will be transferred from the fixed account into the allocated portfolio proportionately. ...
    This relatively new feature allows for long-term care benefits to be ...

  • 5 Ways To Stretch Your Retirement Budget

    http://www.investopedia.com/articles/retirement/07/stretch_retirement_budget.asp
    ... additional income, but it could also mean enjoying the benefits usually offered ... you
    significant amounts on funds that would otherwise be allocated toward these ...

  • Introduction To Multi-Discipline Accounts

    http://www.investopedia.com/articles/05/042805.asp
    ... to each of the equity managers, an additional $100,000 will need to be allocated
    to the ... How They Work Multi-discipline accounts offer all of the benefits of a ...

  • Intro To Insurance: Types Of Life Insurance | Investopedia

    http://www.investopedia.com/university/insurance/insurance8.asp
    ... or liability account of the insurance provider, and is not allocated to the ... gives
    the consumer the flexibility of adjusting premiums, death benefits and the ...

  • How To Maximize Returns By Choosing The Self-Directed Option

    http://www.investopedia.com/articles/pf/12/self-directed-401ks.asp
    ... this option exists is to call the company's human resources or benefits department ...
    Employees need help and if they have allocated their 401(k) dollars on their ...

  • Biggest Expenses For Retirees - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0212/Biggest-Expenses-For-Retirees.aspx
    ... Retirement Confidence Survey (RCS) published by the Employee Benefits Research
    Institute ... expenses to which most of their retirement savings could be allocated. ...

  • Variable Vs. Variable Universal Life Insurance

    http://www.investopedia.com/articles/pf/07/variable_universal.asp
    ... insurance products allow for a portion of the premium to be allocated to the ... policy
    is quite risky because your cash value and death benefits can fluctuate ...

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