DEFINITION of 'Annuity Table'
A method for determining the present value of a structured series of payments. The annuity table provides a factor, based on time and a discount rate, by which an annuity payment can be multiplied to determine its present value. For example, an annuity table could be used to calculate the present value of an annuity that paid $10,000 a year for 15 years if the interest rate is expected to be 3\%. Financial calculators and computer software can also be used for this purpose.
BREAKING DOWN 'Annuity Table'
A lottery winner could use an annuity table to determine whether it made more financial sense to take his lottery winnings as a lumpsum payment today or as a series of payments over many years. Lottery winnings are a rare form of annuity; more commonly, annuities are a type of investment used to provide individuals with a steady income in retirement.

Annuity
A financial product that pays out a fixed stream of payments ... 
Future Value Of An Annuity
The value of a group of payments at a specified date in the future. ... 
Annuity Contract
The written agreement between an insurance company and a customer ... 
Deferred Annuity
A type of annuity contract that delays payments of income, installments ... 
Immediate Payment Annuity
An annuity contract that is purchased with a single lumpsum ... 
Annuity Due
An annuity whose payment is to be made immediately, rather than ...

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Retirement
What Is An Annuity?
These contracts provide a guaranteed income stream. Learn how annuities work and their benefits. 
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Options & Futures
Selecting The Payout On Your Annuity
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Retirement
InflationProtected Annuities: Part Of A Solid Financial Plan
If you worry about inflation and longevity risks, this may be the investment for you. 
Retirement
Retirees: How to Survive When Interest Rates Drop
Low interest rates are a portfolio killer if you're living off of investment income. Some strategies for dealing. 
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Understanding CostVolume Profit Analysis
Business managers use costvolume profit analysis to gauge the profitability of their company’s products or services. 
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5 MustHave Metrics For Value Investors
Focusing on certain fundamental metrics is the best way for value investors to cash in gains. Here are the most important metrics to know. 
Investing Basics
The Top 4 Income Investments for Retirees in 2016
These four investment types should mitigate risk in 2016 for retirees seeking income.

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