DEFINITION of 'Anticipated Interest'
The amount of interest that a savings vehicle will accrue by some future date, assuming there are no deposits or withdrawals during the intervening period. Anticipated interest factors in compound interest. For example, a oneyear, $1,000 certificate of deposit with a 2% annual interest rate would have anticipated interest of $20.15. Anticipated interest can also describe to the total amount of interest that is expected to be paid on a loan with a specified payoff date, such as a mortgage or car loan. If the loan is repaid early, the actual interest will be less than the anticipated interest.
BREAKING DOWN 'Anticipated Interest'
An investor putting a lump sum into a highyield savings account, such as those typically offered by online banks, would have a greater amount of anticipated interest than someone putting the same sum into a traditional savings account, which typically pays a rockbottom interest rate. Regardless of the savings vehicle, it is important to understand how the bank calculates compound interest (e.g., daily, monthly, semiannually) to know how much interest you can anticipate.

Anticipated Balance
The amount that a savings account will have at some future date, ... 
Periodic Interest Rate
The interest rate charged on a loan or realized on an investment ... 
Compound Interest
Compound Interest is interest calculated on the initial principal ... 
Stated Annual Interest Rate
The return on an investment that is expressed as a peryear percentage, ... 
Effective Annual Interest Rate
Effective Annual Interest Rate is an investment's annual rate ... 
Deposit Interest Rate
The interest rate paid by financial institutions to deposit account ...

Investing
How does Compound Interest Work?
A quick way to understand the impact of compound interest is to ask yourself if youâ€™d rather receive $100,000 a day for a month, or start with a penny on day one and double it every day for those ... 
Personal Finance
Simple Interest Loans: Do They Exist?
Yes, they do. Here is what they are â€“ and how to use them to your advantage. 
Investing
Explaining Interest
Interest is the price charged to borrow money, and is typically expressed as a percentage of the principal, or the amount loaned. 
Investing
The Difference Between Compounding Interest and Simple Interest
Interest is the cost a borrower pays to use someone elseâ€™s money. Interest can be either simple or compounded. 
Personal Finance
How Interest Rates Work on Savings Accounts
Here's what you need to know to grow your rainyday fund. 
Investing
4 Ways Simple Interest Is Used In Real Life
Simple interest works in your favor when you're a borrower, but against you when you're an investor. 
Investing
Learn Simple And Compound Interest
Interest is defined as the cost of borrowing money, and depending on how it is calculated, can be classified as simple interest or compound interest. 
Managing Wealth
Dissecting the Simple Interest Formula
Simple interest ignores the effect of compounding: it's only calculated on the principal amount. This makes it easier to calculate than compound interest. 
Personal Finance
Find the Best Savings Account Rates
You know how to spot the highest interest rate, but how do you really get the best deal on savings accounts? 
Investing
What's Accrued Interest?
Accrued interest has two meanings. In accounting, it is interest that has been earned, but the time for payment has not yet occurred.

What formula can I use to calculate interest on interest?
Find out more about compounding interest, what it measures and how to calculate the amount of compound interest accrued using ... Read Answer >> 
What is the difference between compounding interest and simple interest?
Learn about simple interest and compound interest, how to calculate the two types of interest and the main difference between ... Read Answer >> 
How can I tell if a loan uses simple or compound interest?
Learn the differences between simple and compound interest and how you can use mathematical calculations and lender disclosures ... Read Answer >> 
What does it mean when interest "accrues daily?"
Find out what it means when an interestbearing account accrues interest daily and how different compounding periods change ... Read Answer >> 
How often is interest compounded?
Understand what compound interest is and how the compounding of interest applies to the benefit of investors or creditors, ... Read Answer >>