DEFINITION of 'Anticipated Interest'
The amount of interest that a savings vehicle will accrue by some future date, assuming there are no deposits or withdrawals during the intervening period. Anticipated interest factors in compound interest. For example, a oneyear, $1,000 certificate of deposit with a 2% annual interest rate would have anticipated interest of $20.15. Anticipated interest can also describe to the total amount of interest that is expected to be paid on a loan with a specified payoff date, such as a mortgage or car loan. If the loan is repaid early, the actual interest will be less than the anticipated interest.
BREAKING DOWN 'Anticipated Interest'
An investor putting a lump sum into a highyield savings account, such as those typically offered by online banks, would have a greater amount of anticipated interest than someone putting the same sum into a traditional savings account, which typically pays a rockbottom interest rate. Regardless of the savings vehicle, it is important to understand how the bank calculates compound interest (e.g., daily, monthly, semiannually) to know how much interest you can anticipate.

Anticipated Balance
The amount that a savings account will have at some future date, ... 
Compound Interest
Compound Interest is interest calculated on the initial principal ... 
Periodic Interest Rate
The interest rate charged on a loan or realized on an investment ... 
Deposit Interest Rate
The interest rate paid by financial institutions to deposit account ... 
Gross Interest
The annual rate of interest to be paid on an investment, security ... 
Effective Annual Interest Rate
Effective Annual Interest Rate is an investment's annual rate ...

Investing
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Investing
4 Ways Simple Interest Is Used In Real Life
Simple interest works in your favor when you're a borrower, but against you when you're an investor. 
Managing Wealth
Dissecting the Simple Interest Formula
Simple interest ignores the effect of compounding: it's only calculated on the principal amount. This makes it easier to calculate than compound interest. 
Investing
Learn Simple and Compound Interest
Interest is defined as the cost of borrowing money, and depending on how it is calculated, it can be classified as simple interest or compound interest. 
Personal Finance
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You know how to spot the highest interest rate, but how do you really get the best deal on savings accounts? 
Personal Finance
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Investing
What is a Demand Deposit?
A demand deposit is any type of account where the money in the account may be withdrawn at any time without prior notice to the financial institution. 
Insights
Forces Behind Interest Rates
Get a deeper understanding of the importance of interest rates and what makes them change. 
Personal Finance
4 Savings Accounts for Investors
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