DEFINITION of 'Associate In Research And Planning - ARP'

A professional certification for those who have completed the educational program on life and health insurance research and planning. The Associate In Research and Planning certification is awarded by the Insurance Institute of America. It concentrates on market feasibility analysis for insurance companies, which includes loss projections and risk margins of expected and higher-than-expected levels of loss.

BREAKING DOWN 'Associate In Research And Planning - ARP'

ARP consultants summarize financial statements, including worse-than-expected scenarios that demonstrate the possibility of serious financial loss or impairment. Analysis takes into account rates and rate structure, degree of capitalization and the level of confidence in the aggregate funding, which includes premiums and investment income.

RELATED TERMS
  1. Certificate Of Insurance

    A document issued by an insurance company/broker that is used ...
  2. Accelerated Resolution Program ...

    A program designed to reduce the time and cost of resolving failed ...
  3. Finite Risk Insurance

    An insurance contract in which the insured provides a pool of ...
  4. Life Insurance

    A protection against the loss of income that would result if ...
  5. Personal Lines Insurance

    Property and casualty insurance products for individuals that ...
  6. Cover Note

    A temporary document issued by an insurance company that provides ...
Related Articles
  1. Retirement

    Why Own Life Insurance in a Qualified Retirement Plan?

    What are the pros and cons of owning cash value life insurance in a qualified retirement plan?
  2. Insurance

    The History Of Insurance In America

    Insurance was a latecomer to the American landscape, largely due to the country's unknown risks.
  3. Insurance

    Term Life Insurance: Everything You Need to Know

    Term life insurance is an affordable way to financially protect your loved ones after your death. Here's what you need to know before purchasing a policy.
  4. Insurance

    Bundle Your Insurance For Big Savings

    Bundling your insurance can save you money and time. Read on to see how get the most out of multiline insurance discounts.
  5. Financial Advisor

    Is Life Insurance From Your Employer Enough?

    Covering the needs of the ones you would leave behind is not easy. But efforts to secure a life insurance policy outside of work should pay off.
  6. Insurance

    Exploring Advanced Insurance Contract Fundamentals

    Understanding your contract can help you protect our family's financial security.
  7. Insurance

    How To Invest In Insurance Companies

    Knowing the special circumstances that insurance companies operate under helps in evaluating whether or not a listed insurance company is a good investment and whether the economic environment ...
  8. Insurance

    How Much Life Insurance Should You Carry?

    Learn how much - if any - insurance you really need.
  9. Insurance

    Can I Get Life Insurance?

    Find out what you can do to get the coverage you need for the right price.
RELATED FAQS
  1. What is the usual profit margin for a company in the insurance sector?

    Learn what the average profit margin is within the insurance industry, and what factors can affect the profitability of an ... Read Answer >>
  2. What risks do I face when investing in the insurance sector?

    Read about the unique challenges faced by insurers, and learn how those challenges manifest themselves as risks for equity ... Read Answer >>
  3. What are some examples of when insurance bundling is a bad idea?

    Learn about situations where insurance bundling may not be a favorable option. Bundling insurance is often a good idea, but ... Read Answer >>
  4. What are some examples of industries that practice price discrimination?

    Understand the various types of insurance coverage offered in the insurance marketplace, and learn why each policy should ... Read Answer >>
  5. Can your insurance company cancel your policy without notice?

    Learn about your rights as an insured when it comes to your insurance policy being canceled, including how to access your ... Read Answer >>
Hot Definitions
  1. Treynor Ratio

    A ratio developed by Jack Treynor that measures returns earned in excess of that which could have been earned on a riskless ...
  2. Buyback

    The repurchase of outstanding shares (repurchase) by a company in order to reduce the number of shares on the market. Companies ...
  3. Tax Refund

    A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount ...
  4. Gross Domestic Product - GDP

    The monetary value of all the finished goods and services produced within a country's borders in a specific time period, ...
  5. Inflation

    The rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of ...
  6. Merchandising

    Merchandising is any act of promoting goods or services for retail sale, including marketing strategies, display design and ...
Trading Center