Associate In Research And Planning - ARP

AAA

DEFINITION of 'Associate In Research And Planning - ARP'

A professional certification for those who have completed the educational program on life and health insurance research and planning. The Associate In Research and Planning certification is awarded by the Insurance Institute of America. It concentrates on market feasibility analysis for insurance companies, which includes loss projections and risk margins of expected and higher-than-expected levels of loss.

INVESTOPEDIA EXPLAINS 'Associate In Research And Planning - ARP'

ARP consultants summarize financial statements, including worse-than-expected scenarios that demonstrate the possibility of serious financial loss or impairment. Analysis takes into account rates and rate structure, degree of capitalization and the level of confidence in the aggregate funding, which includes premiums and investment income.

RELATED TERMS
  1. Research Associate

    Someone that organizes and plans research, and specializes in ...
  2. Feasibility Study

    An analysis of the ability to complete a project successfully, ...
  3. Associate In Claims - AIC

    A professional designation designed to provide claims professionals ...
  4. Associate In Loss Control Management ...

    A professional designation earned after the successful completion ...
  5. Mortality Table

    A table that shows the rate of deaths occurring in a defined ...
  6. Aggregate Product Liability Limit

    The maximum sum of money that an insurance company will pay during ...
Related Articles
  1. Insurance

    Understanding Your Insurance Contract

    Learn how to read one of the most important documents you own.
  2. Home & Auto

    How An Insurance Company Determines Your Premiums

    Find out how insurers use credit history to build an insurance score and how it could affect your bottom line.
  3. Insurance

    Is Insurance Underwriting Right For You?

    If you have excellent analytical skills and an eye for detail, this may be your calling.
  4. Options & Futures

    Long-Term Care Insurance: You Have Options

    The latest offerings provide more coverage and the ability to pick and choose what types of coverage you'll need.
  5. Insurance

    Life Insurance: How Much Does Age Raise Your Rate?

    If you need life insurance, try to get it before your next birthday. Here's why.
  6. Retirement

    Healthcare: What Are You Really Paying For?

    Long-term care costs rise fast and long-term care providers bundle services together, making it tougher for families to understand what they are paying for
  7. Retirement

    4 Myths You Don’t Know About Medicare

    Here are four common misconceptions about Medicare, the federal government’s health insurance program for people who are 65 and older or disabled.
  8. Professionals

    Does the Middle-Class Need LTC Insurance?

    Long-term care insurance is as expensive as it is necessary for many people, but is it right for all financial advisor clients?
  9. Insurance

    What Happens If Your Insurance Company Goes Bankrupt?

    When insurance companies go bankrupt or face financial difficulty, it's bad news for policy holders.
  10. Insurance

    Which States Have the Cheapest Home Insurance?

    You can't choose where you live by its insurance rates. But if you did, these are the states to pick.

You May Also Like

Hot Definitions
  1. Efficiency Ratio

    Ratios that are typically used to analyze how well a company uses its assets and liabilities internally. Efficiency Ratios ...
  2. Fixed Cost

    A cost that does not change with an increase or decrease in the amount of goods or services produced. Fixed costs are expenses ...
  3. Subsidy

    A benefit given by the government to groups or individuals usually in the form of a cash payment or tax reduction. The subsidy ...
  4. Sunk Cost

    A cost that has already been incurred and thus cannot be recovered. A sunk cost differs from other, future costs that a business ...
  5. Technical Skills

    1. The knowledge and abilities needed to accomplish mathematical, engineering, scientific or computer-related duties, as ...
  6. Prepaid Expense

    A type of asset that arises on a balance sheet as a result of business making payments for goods and services to be received ...
Trading Center