Balance Sheet Reserves

Dictionary Says

Definition of 'Balance Sheet Reserves'

An amount expressed as a liability on the insurance company's balance sheet for benefits owed to policy owners. Balance sheet reserves represent the amount of money insurance companies set aside for future insurance claims or claims that have been filed but not yet reported to the insurance company or settled. The amount of balance sheet reserves to be maintained is regulated by law. 

Also known as "claim reserves."

Investopedia Says

Investopedia explains 'Balance Sheet Reserves'

Balance sheet reserves are required of insurance companies by law to guarantee that an insurance company is able to pay any claims, losses or benefits promised to customers and claimants.

Search results for

'Balance Sheet Reserves'

  • How are oil reserves accounted for on an oil company's balance ...

    http://www.investopedia.com/ask/answers/09/oil-company-reserves-balance-sheet.asp
    ... Print Print. Order Reprints Reprints. Feedback Feedback. How are oil reserves
    accounted for on an oil company's balance sheet? Oil ...
  • Cash: Can A Company Have Too Much?

    http://www.investopedia.com/articles/fundamental/03/062503.asp
    ... With this mind, be wary of balance sheet items like "strategic reserves" and
    "restructuring reserves". They are often just excuses for hoarding cash. ...
  • Spotting Creative Accounting On The Balance Sheet

    http://www.investopedia.com/articles/fundamental-analysis/10/creative-accounting-balance-sheet.asp
    ... can detect when the reserves for doubtful accounts are inadequate by comparing accounts
    receivable to net income and revenue. When the balance sheet item is ...
  • Fundamental Analysis: The Balance Sheet | Investopedia

    http://www.investopedia.com/university/fundamentalanalysis/fundanalysis7.asp
    ... Growing cash reserves often signal strong company performance ... loads of cash are more
    or less a permanent feature of the company's balance sheet, investors need ...
  • How Basel 1 Affected Banks

    http://www.investopedia.com/articles/07/BaselCapitalAccord.asp
    ... term debt with maturity greater than five years and hidden reserves (ie excess ... agreement
    identifies three types of credit risks: The on-balance sheet risk (see ...
  • Texas Ratio Rounds Up Bank Failures

    http://www.investopedia.com/articles/fundamental-analysis/08/texas-ratio.asp
    ... the recovery rates for all banks, and loan loss reserves are already ... Texas ratio
    does not account for potentially overvalued assets on the balance sheet. ...
  • Fundamental Analysis Frequently Asked Questions | Investopedia

    http://www.investopedia.com/ask/fundamental-analysis
    ... How are oil reserves accounted for on an oil company's balance sheet? View Answer; ...
    How are oil reserves accounted for on an oil company's balance sheet? ...
  • Fundamental Analysis Frequently Asked Questions | Investopedia

    http://www.investopedia.com/ask/fundamental-analysis/
    ... How are oil reserves accounted for on an oil company's balance sheet? View Answer; ...
    How are oil reserves accounted for on an oil company's balance sheet? ...
  • Quantitative Easing: What's In A Name?

    http://www.investopedia.com/articles/economics/10/quantitative-easing.asp
    ... of bank reserves, which are liabilities of the central bank; the composition of
    loans and securities on the asset side of the central bank’s balance sheet is ...
  • Anadarko's Balance Paying Off

    http://stocks.investopedia.com/stock-analysis/2011/Anadarkos-Balance-Paying-Off-APC-STO-HK-XOM-HAL-SLB-RIG0504.aspx
    ... typically have to make compromises when it comes to the balance sheet, the asset
    base, or the amount of value that comes from known reserves (as opposed to ...

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