Bank Lending Survey

AAA

DEFINITION of 'Bank Lending Survey'

A questionnaire circulated by a country's central banking authority to help clarify their understanding of the overall lending environment. Typical bank lending surveys include questions about the number of loans made, the interest rates on loans, demand for new loans, default rates, differences between commercial and retail lending, and information on a bank's existing loan and financial portfolios. Surveys are typically circulated quarterly, but may be circulated more or less frequently depending on a central bank's role in regulating lending and the overall state of the economy.

INVESTOPEDIA EXPLAINS 'Bank Lending Survey'

In the United States, the Federal Reserve circulates its primary bank lending survey quarterly, with the results being used to help shape the Federal Reserve's overall monetary policy. Participating banks typically have two weeks from the receipt of a survey to complete and return. Summaries of the questions and answers can be viewed online at the Federal Reserve's official website.

RELATED TERMS
  1. Discount Rate

    The interest rate charged to commercial banks and other depository ...
  2. Tax Accounting

    Accounting methods that focus on taxes rather than the appearance ...
  3. Bank Reserve

    Bank reserves are the currency deposits which are not lent out ...
  4. Loan Production Office - LPO

    The area of a bank's operations that accepts applications for ...
  5. Country Exposure Lending Survey

    A periodic survey published by the Interagency Country Exposure ...
  6. Home Mortgage Disclosure Act - ...

    A federal act approved in 1975 that requires mortgage lenders ...
Related Articles
  1. thinkstock|istock
    Economics

    How Much Influence Does The Fed Have?

  2. Investing Basics

    How Interest Rates Affect The Stock ...

  3. Personal Finance

    How The U.S. Government Formulates Monetary ...

  4. Forex Education

    Get To Know The Major Central Banks

Hot Definitions
  1. Turkey

    Slang for an investment that yields disappointing results or turns out worse than expected. Failed business deals, securities ...
  2. Conduit Issuer

    An organization, usually a government agency, that issues municipal securities to raise capital for revenue-generating projects ...
  3. Financing Entity

    The party in a financing arrangement that provides money, property, or another asset to an intermediate entity or financed ...
  4. Hyperinflation

    Extremely rapid or out of control inflation. There is no precise numerical definition to hyperinflation. Hyperinflation is ...
  5. Gross Rate Of Return

    The total rate of return on an investment before the deduction of any fees or expenses. The gross rate of return is quoted ...
  6. Debit Spread

    Two options with different market prices that an investor trades on the same underlying security. The higher priced option ...
Trading Center