Banque D'Affaires



A type of French financial institution that resembles a merchant bank. Banques d'affaires typically specialize in providing financing for organizations and also advising corporations on the best course of action in certain financial matters.


Banques d'affaires may conduct structured-finance activities with their own resources. Interestingly, banques d'affaires do not tend to hold the assets for prolonged periods of time, because the assets tend to be sold off to investors for a subsequent profit. Therefore, the organization is exposed to the risk that the market may not be conducive to the offering.

  1. Bank

    A financial institution licensed as a receiver of deposits. There are two types ...
  2. Wholesale Banking

    Banking services between merchant banks and other financial institutions. Wholesale ...
  3. Merchant Bank

    A bank that deals mostly in (but is not limited to) international finance, long-term ...
  4. Retail Banking

    Typical mass-market banking in which individual customers use local branches ...
  5. Private Banking

    Personalized financial and banking services that are traditionally offered to ...
  6. Structured Finance

    A service that generally involves highly complex financial transactions offered ...
  7. Straight Credit

    A type of letter of credit. A straight credit can only be paid at the counters ...
  8. Glass-Steagall Act

    An act the U.S. Congress passed in 1933 as the Banking Act, which prohibited ...
  9. French Franc - F

    A currency used in France, prior to the introduction of the euro. The French ...
  10. WIR Bank

    A complementary currency system based in Switzerland that serves local businesses. ...
Related Articles
  1. An Introduction To Structured Products
    Options & Futures

    An Introduction To Structured Products

  2. The Evolution Of Banking
    Credit & Loans

    The Evolution Of Banking

  3. The Rise Of The Modern Investment Bank ...

    The Rise Of The Modern Investment Bank ...

  4. What is the difference between investment ...

    What is the difference between investment ...

  5. How Banks Set Interest Rates On Your ...
    Investing Basics

    How Banks Set Interest Rates On Your ...

  6. Inside National Payment Systems

    Inside National Payment Systems

  7. New Mortgage Rules For 2014
    Personal Finance

    New Mortgage Rules For 2014

  8. Retail Banking Vs. Corporate Banking

    Retail Banking Vs. Corporate Banking

  9. Introduction To Commercial Paper
    Bonds & Fixed Income

    Introduction To Commercial Paper

  10. The Role of Commercial Banks in the ...
    Investing Basics

    The Role of Commercial Banks in the ...

comments powered by Disqus
Hot Definitions
  1. Amplitude

    The difference in price from the midpoint of a trough to the midpoint of a peak of a security. Amplitude is positive when calculating a bullish retracement (when calculating from trough to peak) and negative when calculating a bearish retracement (when calculating from peak to trough).
  2. Ascending Triangle

    A bullish chart pattern used in technical analysis that is easily recognizable by the distinct shape created by two trendlines. In an ascending triangle, one trendline is drawn horizontally at a level that has historically prevented the price from heading higher, while the second trendline connects a series of increasing troughs.
  3. National Best Bid and Offer - NBBO

    A term applying to the SEC requirement that brokers must guarantee customers the best available ask price when they buy securities and the best available bid price when they sell securities.
  4. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin account. In the context of the NYSE and FINRA, after an investor has bought securities on margin, the minimum required level of margin is 25% of the total market value of the securities in the margin account.
  5. Leased Bank Guarantee

    A bank guarantee that is leased to a third party for a specific fee. The issuing bank will conduct due diligence on the creditworthiness of the customer looking to secure a bank guarantee, then lease a guarantee to that customer for a set amount of money and over a set period of time, typically less than two years.
  6. Degree Of Financial Leverage - DFL

    A ratio that measures the sensitivity of a company’s earnings per share (EPS) to fluctuations in its operating income, as a result of changes in its capital structure. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in earnings before interest and taxes (EBIT).
Trading Center