Credit Worthiness

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Dictionary Says

Definition of 'Credit Worthiness'

An assessment of the likelihood that a borrower will default on their debt obligations. It is based upon factors, such as their history of repayment and their credit score. Lending institutions also consider the availability of assets and extent of liabilities to determine the probability of default.
Investopedia Says

Investopedia explains 'Credit Worthiness'

Several firms have developed rating systems to determine an individual or company's credit worthiness. It is important for each person to keep track of their credit score because this is the main metric used by institutions when determining if the individual is worthy of a favorable rate.
Search results for

'Credit Worthiness'

  • When To Trust Bond Rating Agencies

    http://www.investopedia.com/articles/bonds/09/bond-rating-agencies.asp
    ... Each agency has their own models by which they evaluate the credit worthiness of
    a company, which directly affects the rate the issuing firm will offer to ...

  • Customize Your Trading With Flex Options

    http://www.investopedia.com/articles/optioninvestor/10/flex-options.asp
    ... the issuance and guarantee of the Options Clearing Corporation which has a high
    credit rating and helps to ensure the checks and balances of credit worthiness. ...

  • What Is A Corporate Credit Rating?

    http://www.investopedia.com/articles/03/102203.asp
    ... Providing independent objective assessments of the credit worthiness of companies
    and countries, a credit ratings company helps investors decide how risky it ...

  • Remember Your 3 Important Credit Scores? Now It's 4 - Investopedia ...

    http://financialedge.investopedia.com/financial-edge/0112/Remember-Your-3-Important-Credit-Scores-Now-Its-4.aspx
    ... They aren't the only reporting agencies, but they're the biggest and the
    three that lenders use to judge your credit worthiness. ...

  • Analyzing A Career In Credit Analysis

    http://www.investopedia.com/articles/financial-careers/09/career-credit-analysis-analyst.asp
    ... lots of responsibility. Generally, a credit analyst is responsible for
    assessing a loan applicant's credit worthiness. Depending on ...

  • Prepaid "Credit" Cards: Convenience At A Cost

    http://www.investopedia.com/articles/pf/09/prepaid-cards-convenience-at-a-cost.asp
    ... A large section of the market are people who can't get a bank account because of
    credit worthiness, but it also includes students, teenagers and everyday ...

  • Calculating (Small) Company Credit Risk

    http://www.investopedia.com/articles/financial-theory/11/default-probabilities-small-medium-corporations.asp
    ... In order to quantify their credit worthiness, smaller companies are often analyzed
    using alternative methods, namely probability of default (PD) models. ...

  • How Credit Cards Built A Plastic Empire

    http://www.investopedia.com/articles/financial-theory/08/history-credit-cards.asp
    ... won, and the ruling eliminated the cap on late fees, allowing card issuers to ramp
    up fees according to their own view of their customers credit worthiness. ...

  • How Much Do You Need To Spend To Earn Credit Card Points? ...

    http://financialedge.investopedia.com/financial-edge/1211/How-Much-Do-You-Need-To-Spend-To-Earn-Credit-Card-Points.aspx
    ... After that, the APR will vary from 10.99 to 19.99% depending on your credit worthiness
    and the prime rate, unless you incur the penalty APR, which could be as ...

  • FICO Should Score In 2008

    http://stocks.investopedia.com/stock-analysis/2008/FICO_Should_Score_In_2008_FIC.aspx
    ... Good For? "Absolutely nothing" would be the wrong answer. There is plenty
    of need for measurement of credit worthiness. While Fair ...

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