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Definition of 'Cardholder Agreement'
A printed booklet a credit cardholder receives that contains all the "fine print" about the card's terms. The cardholder agreement ordinarily describes the annual percentage rate, how minimum payments are calculated, and the rights of the cardholder when disputes arise. It includes the terms for all the fees that the cardholder may be charged, including annual, balance transfer, closed account, late payment and over-the-limit fees, as well as any additional penalties that may be assessed.
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Investopedia explains 'Cardholder Agreement'
The cardholder agreement is mandated by Federal law under the Truth-in-Lending Act (TILA). The credit card issuer is required to disclose the terms accurately and without misleading statements. Courts have ruled for consumers when the issuer made exaggerated claims in its advertising that it did not fulfill, even though the cardholder agreement stated the less-than-advantageous terms.
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Search results for 'Cardholder Agreement'
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http://financialedge.investopedia.com/financial-edge/0212/Which-Is-The-Better-Lender--VISA-Or-A-Bank.aspx
... former charges zero interest. Really, it does. That's not a typo. Check your
cardholder agreement if you're skeptical. That's right. ...
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http://www.investopedia.com/articles/pf/08/planes-trains-automobiles.asp
... Just make sure the rental agreement gives you unlimited mileage in bordering states
(most ... Often, being a "new" cardholder simply means that you aren'ta current ...
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http://www.investopedia.com/university/credit-cards/credit-cards2.asp
... The acquiring bank then sends the request to the cardholders issuing bank or card
association, such as VISA. ... Next: Credit Cards: Terms Of Agreement ». Table ...
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http://financialedge.investopedia.com/financial-edge/0212/4-Common-Credit-Card-Misconceptions.aspx
... From a practical standpoint, the cardholder isn't incurring any debt, but that is ...
card networks that one of their merchants is violating its agreement with them ...
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