DEFINITION of 'Consumer Credit Delinquencies Bulletin'

A quarterly newsletter targeted to CEOs, senior bank executives and loan officers based on a quarterly survey that tracks closed-end consumer loans across 300 U.S. banks to help banks evaluate their loan portfolios and compare themselves to their peers in the same state and asset category. The bulletin also provides information on delinquencies and bankruptcy petitions by geographic region and by state.

BREAKING DOWN 'Consumer Credit Delinquencies Bulletin'

This survery is produced by the American Bankers Association and is offered by paid subscription. The types of loans covered by the survey include personal, auto, mobile home, recreational vehicle, marine, property improvement, home equity loan, home equity line of credit, bank credit cards, non-card revolving credit and education.

RELATED TERMS
  1. Closed-End Credit

    A loan or extension of credit in which the proceeds are dispersed ...
  2. Loan

    The act of giving money, property or other material goods to ...
  3. Delinquency Rate

    The percentage of loans within a loan portfolio that have delinquent ...
  4. Loan Officer

    Representatives of banks, credit unions and other financial institutions ...
  5. Loan Register

    A journal that chronicles the recording of time loans. The loan ...
  6. Open-End Credit

    A pre-approved loan between a financial institution and borrower ...
Related Articles
  1. Personal Finance

    How To Apply For a Personal Loan

    Learn about different avenues for applying for a personal loan, and learn valuable tips to help you get your personal loan application approved.
  2. Personal Finance

    Different Needs, Different Loans

    Find out what options are available when it comes to borrowing money.
  3. Personal Finance

    Personal Loans vs. Car Loans

    How to tell whether a personal loan or a car loan is better for you.
  4. Insights

    An Introduction to Government Loans

    Government loans further policymakers' efforts to create positive social outcomes by offering timely access to capital for qualified candidates.
  5. Small Business

    Small Business Loan Vs Line of Credit: How They Differ

    Understand the differences between a small business loan and a line of credit, and learn some of the most appropriate uses for each form of financing.
  6. Tech

    Good Credit? Try This Credit Card Alternative

    Personal loans are a credit card alternative to try if you've got great credit and you want to lock in a lower interest rate on what you borrow. [underlined word is credit card alternative]
  7. Managing Wealth

    Unsecured Personal Loans: 8 Sneaky Traps

    If you are seeking a personal loan, be aware of these pitfalls before you proceed.
  8. Investing

    Financial Institutions: Stretched Too Thin?

    Find out how to evaluate a firm's loan portfolio to determine its financial health.
  9. Personal Finance

    Personal Loans: To Lend Or Not To Lend?

    Attempting to help a loved one with a cash loan can put a strain on your relationship - and your bank account.
  10. Personal Finance

    How Banks Set Interest Rates on Your Loans

    Many factors go into how banks set interest rates for loans. Use this information to negotiate the best possible rate when you're borrowing.
RELATED FAQS
  1. What are the long-term effects of delinquent accounts?

    Find out more about loan delinquency, loan defaults and the long-term consequences of borrowers who are delinquent on their ... Read Answer >>
  2. Are secured personal loans better than unsecured loans?

    Read about the differences between secured loans and unsecured loans and how they are used. Learn about forms of collateral ... Read Answer >>
  3. What is the difference between a loan and a line of credit?

    Learn to differentiate between lines of credit and standard loans, and determine when you are likely to use each method of ... Read Answer >>
Trading Center