Consumer Credit Delinquencies Bulletin


DEFINITION of 'Consumer Credit Delinquencies Bulletin'

A quarterly newsletter targeted to CEOs, senior bank executives and loan officers based on a quarterly survey that tracks closed-end consumer loans across 300 U.S. banks to help banks evaluate their loan portfolios and compare themselves to their peers in the same state and asset category. The bulletin also provides information on delinquencies and bankruptcy petitions by geographic region and by state.

BREAKING DOWN 'Consumer Credit Delinquencies Bulletin'

This survery is produced by the American Bankers Association and is offered by paid subscription. The types of loans covered by the survey include personal, auto, mobile home, recreational vehicle, marine, property improvement, home equity loan, home equity line of credit, bank credit cards, non-card revolving credit and education.

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  2. Chief Executive Officer - CEO

    The highest ranking executive in a company whose main responsibilities ...
  3. American Bankers Association - ...

    The American Bankers Association (ABA) is the largest banking ...
  4. Delinquent

    The failure to accomplish what is required by law or duty, such ...
  5. Bankruptcy

    A legal proceeding involving a person or business that is unable ...
  6. Loan Officer

    Representatives of banks, credit unions and other financial institutions ...
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  1. How does a bank determine what my discretionary income is when making a loan decision?

    Discretionary income is the money left over from your gross income each month after taking out taxes and paying for necessities. ... Read Full Answer >>
  2. What is the difference between "closed end credit" and a "line of credit?"

    Depending on the need, an individual or business may take out a form of credit that is either open- or closed-ended. While ... Read Full Answer >>
  3. What is the best way to start to rebuild your credit after a bankruptcy?

    Bankruptcies can be devastating to your credit score. Even worse, a bankruptcy will be listed on your credit report for between ... Read Full Answer >>
  4. When capitalizing interest, will interest accrue while you are in a deferment?

    When capitalizing interest, interest accrues while a person is in a deferment of his loan. In the event of a deferment, the ... Read Full Answer >>
  5. Why is more interest paid over the life of a loan when it is capitalized?

    More interest is paid over the life of a loan when that interest is capitalized because the capitalized interest is added ... Read Full Answer >>
  6. What were the primary financial crimes involved in the ZZZZ Best case?

    ZZZZ Best was a company started by Barry Jay Minkow that claimed to be a carpet cleaning business. In fact, it was a Ponzi ... Read Full Answer >>

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