CD Ladder



A strategy in which an investor divides the amount of money to be invested into equal amounts to certificates of deposit (CDs) with different maturity dates. This strategy decreases both interest rate and re-investment risks.


A CD ladder strategy is followed by investors who value the safety of their principal and income. This strategy also provides the investor with steady cash flow as the CDs will mature at different times (six months, one year, two years, etc.).

  1. Maturity Date

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  3. Interest Rate

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  4. Bond Laddering

    A portfolio management strategy and model for investing in fixed ...
  5. Certificate Of Deposit - CD

    A savings certificate entitling the bearer to receive interest. ...
  6. Treasury Yield

    The return on investment, expressed as a percentage, on the debt ...
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