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Definition of 'Commercial Bank'
A financial institution that provides services, such as accepting deposits, giving business loans and auto loans, mortgage lending, and basic investment products like savings accounts and certificates of deposit. The traditional commercial bank is a brick and mortar institution with tellers, safe deposit boxes, vaults and ATMs. However, some commercial banks do not have any physical branches and require consumers to complete all transactions by phone or Internet. In exchange, they generally pay higher interest rates on investments and deposits, and charge lower fees.
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Investopedia explains 'Commercial Bank'
Commercial banking activities are different than those of investment banking, which include underwriting, acting as an intermediary between an issuer of securities and the investing public, facilitating mergers and other corporate reorganizations, and also acting as a broker for institutional clients. Some commercial banks, such as Citibank and JPMorgan Chase, also have investment banking divisions, while others, such as Ally, operate strictly on the commercial side of the business.
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Search results for 'Commercial Bank'
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http://www.investopedia.com/articles/03/050703.asp
... A commercial bank offers funds to clients on a first come, first serve basis.
If the commercial bank does not have enough liquidity ...
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http://www.investopedia.com/articles/03/071603.asp
... Economics, Insurance, Retirement. In 1933, in the wake of the 1929 stock market
crash and during a nationwide commercial bank failure and the Great Depression ...
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http://www.investopedia.com/university/banking-system/banking-system8.asp
The Banking System: Commercial Banking - Bank Crises And Panics. Filed Under »
Banking. ByStephen D. Simpson, CFA It is not altogether ...
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http://www.investopedia.com/university/financial-careers/financial-careers2.asp
... Common roles at a commercial bank include loan officer or bank teller, as well
as investment bankers, security salespeople, and traders. ...
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http://www.investopedia.com/university/banking-system/banking-system9.asp
The Banking System: Commercial Banking - Key Ratios/Factors. ... list of the financial
details an investor needs to consider, when contemplating a bank investment. ...
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http://www.investopedia.com/articles/bonds/08/commercial-paper.asp
... Therefore, a large commercial bank that is involved in a failing SIV may have more
incentive to repay investors as opposed to a small hedge fund or investment ...
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http://www.investopedia.com/articles/08/investment-banks.asp
... This resulted in the separation of investment banking from commercial banking (the
Glass ... What Was The Glass-Steagall Act?) The term "merchant bank" came back ...
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http://www.investopedia.com/university/banking-system/banking-system7.asp
... groups may deem excessive and predatory. Next: The Banking System: Commercial
Banking - Bank Crises And Panics ». Table of Contents. ...
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http://www.investopedia.com/university/banking-system/banking-system6.asp
... and create additional buffers to reduce the likelihood of bank runs and ... Next: The
Banking System: Commercial Banking - Where Commercial Banks Are Vulnerable ». ...
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http://financialedge.investopedia.com/financial-edge/0310/Bank-Regulations-Good-Or-Bad.aspx
... Brady was recently quoted in the New York Times, stating "If you are a commercial
bank
and you wish the government to guarantee your deposits and bail you ...
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