Confining Condition

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DEFINITION of 'Confining Condition'

An adverse health condition that confines an individual to his or her home or a medical facility such as a hospital or nursing home. Health insurance policy rates take note of individual records and family records of historic confining conditions.

BREAKING DOWN 'Confining Condition'

Confining conditions are often used in health insurance plans as a breakpoint for coverage. Some plans will not reimburse for treatments and/or procedures until a specific medical condition has become a confining condition.

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RELATED FAQS
  1. What happens if my insurance claim falls below the deductible level?

    Though the ins and outs of health insurance are often confusing, the concept of the insurance deductible is relatively straightforward. ... Read Full Answer >>
  2. How is the deductible I paid for my insurance claim treated for tax purposes?

    The deductible you pay on your health insurance policy may be tax-deductible if you meet certain conditions. However, whether ... Read Full Answer >>
  3. What level of reserve ratios is typical for an insurance company to protect against ...

    In the United States, and most developed nations, regulators impose required statutory capital reserve ratios on insurance ... Read Full Answer >>
  4. What risks do I face when investing in the insurance sector?

    Like all equity investments, insurance companies present investors with market risk. Insurance companies, like banks, also ... Read Full Answer >>
  5. What are the main factors that impact share prices in the insurance sector?

    The main factors that impact share prices in the insurance sector are interest rates, earnings and actuarial risk. In the ... Read Full Answer >>
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