Credit Reporting Agency

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Dictionary Says

Definition of 'Credit Reporting Agency'

This term refers to businesses that maintain historical information pertaining to credit experience on individuals or businesses. The data is collected from various sources,  most commonly firms extending credit such as credit card companies, banks and credit unions. They also collect information from public records, such as bankruptcies.
Investopedia Says

Investopedia explains 'Credit Reporting Agency'

Credit reporting agencies are generally one of two types: either individuals or businesses. The largest consumer credit reporting agencies are Experien, Equifax and Transunion. Experien also does commercial reporting, along with Dun & Bradstreet.
Search results for

'Credit Reporting Agency'

  • Credit And Debt Management: Credit Reports And Scores ...

    http://www.investopedia.com/university/credit-debt-management/management1.asp
    ... you. Credit Bureaus The term "credit bureau" can be used interchangeably
    with the term "credit reporting agency". These organizations ...

  • How To Dispute Errors On Your Credit Report

    http://www.investopedia.com/articles/pf/08/dispute-credit-error.asp
    ... to the credit agencies in the first place. The information provider must also
    investigate the complaint and report its findings back to the reporting agency. ...

  • Check Your Credit Report

    http://www.investopedia.com/articles/pf/07/credit-report.asp
    ... personal information accurate? If not, contact the credit reporting agency
    to let it know it has made an error. A lending company ...

  • Grading The Credit Bureaus

    http://stocks.investopedia.com/stock-analysis/2008/Grading_The_Credit_Bureaus_EFX.aspx
    ... more than 100 years. It is also the only publicly traded credit reporting
    agency of the big three. In Equifax's most recent third ...

  • Consumer Credit Report: What's On It

    http://www.investopedia.com/articles/04/122304.asp
    ... to challenge it. Under federal law, the credit reporting agency then has
    30 days to respond to your challenge. If your challenge ...

  • Credit And Debt Management: Repairing Credit | Investopedia

    http://www.investopedia.com/university/credit-debt-management/management3.asp
    ... errors. Consumers are entitled to a free copy of their credit reports from
    each credit reporting agency at least once a year. Although ...

  • Spotting Credit-Repair Scams

    http://www.investopedia.com/articles/pf/09/spot-credit-repair-scams.asp
    ... t tell you what you can do for free to repair your credit. They don't want you to
    directly contact the consumer reporting companies. The agency suggests you ...

  • Should Your Credit Rating Scare You? - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1111/Should-Your-Credit-Rating-Scare-You.aspx
    ... on the sender's list because they have identified a minimum credit score prospective ...
    or they provided a prospect list to a consumer reporting agency and asked ...

  • The Importance Of Your Credit Rating

    http://www.investopedia.com/articles/00/091800.asp
    ... jumping though several fiery hoops, Paul was able to get the problem rectified,
    and the card company admitted fault and notified the credit-reporting agency. ...

  • Dawn Of The Zombie Debt

    http://www.investopedia.com/articles/pf/06/zombie-debt.asp
    ... an apartment rental. If this happens, make sure to file a dispute with the
    credit reporting agency right away. (For more information ...

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