Credit Report

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Dictionary Says

Definition of 'Credit Report'

A detailed report of an individual's credit history prepared by a credit bureau and used by a lender to in determining a loan applicant's creditworthiness, including:
 
1. Personal data (current and previous addresses, social security number, employment history)
2. Summary of credit history (number and type of accounts that are past-due or in good standing)
3. Detailed account information
4. Inquires into applicant's credit history (number and type of inquiries into applicant's credit report) 
5. Details of any accounts turned over to credit agency (such as information about liens, wages garnishments via federal, state or county records)
6. Information on how to dispute any of the above information. 
Investopedia Says

Investopedia explains 'Credit Report'

Once negative information appears on your credit report, there is little you can do to clear it up if the information is truthful and accurate. Generally such information remains for about seven years, while bankruptcy filings typically stay on the credit report for about 10 years.
Search results for

'Credit Report'

  • Check Your Credit Report

    http://www.investopedia.com/articles/pf/07/credit-report.asp
    Check Your Credit Report. March 27 2012 | Filed Under » Credit, Credit Cards,
    Credit Report, Personal Finance. Debt Management Feature ...

  • How To Dispute Errors On Your Credit Report

    http://www.investopedia.com/articles/pf/08/dispute-credit-error.asp
    How To Dispute Errors On Your Credit Report. October 15 2011 | Filed Under »
    Credit, Credit Cards, Credit Report, Debt, Personal Finance. ...

  • Consumer Credit Report: What's On It

    http://www.investopedia.com/articles/04/122304.asp
    Consumer Credit Report: What's On It. July 19 2009 | Filed Under » Credit,
    Credit Cards, Credit Report, Debt, Personal Finance. Debt ...

  • Economic Indicators: Consumer Credit Report | Investopedia

    http://www.investopedia.com/university/releases/consumercreditreport.asp
    The Consumer Credit Report is a good lagging indicator, especially when examined
    in conjunction with personal wage growth and interest rates. ...

  • 5 Ways Your Partner Can Ruin Your Credit Slideshow | Investopedia

    http://www.investopedia.com/slide-show/your-partner-can-ruin-your-credit
    ... When you're thinking of pickup lines, probably none of them include, "Can I see
    your credit report?" Talking finance isn't exactly romantic, which is why most ...

  • Free Credit Reports And Credit Scores That Aren't Free ...

    http://financialedge.investopedia.com/financial-edge/0811/Free-Credit-Reports-And-Credit-Scores-That-Arent-Free.aspx
    ... Many websites advertise that they allow you to check your credit report and/or credit
    score for free. ... (For additional reading, see Check Your Credit Report.). ...

  • 5 Keys To Unlocking A Better Credit Score

    http://www.investopedia.com/articles/pf/07/credit-rebuilding.asp
    5 Keys To Unlocking A Better Credit Score. July 12 2009 | Filed Under » Credit,
    Credit Cards, Credit Report, Debt, Personal Finance. ...

  • Should Your Credit Rating Scare You? - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1111/Should-Your-Credit-Rating-Scare-You.aspx
    ... (For more, find out What Credit Score Should You Have?). Your credit rating,
    or FICO score, is based on information in your credit report. ...

  • Debt Settlement Arrangements And Your Credit Score - Investopedia. ...

    http://financialedge.investopedia.com/financial-edge/0911/Sep-8-Debt-Settlement-Arrangements-and-Your-Credit-Score.aspx
    ... A debt settlement arrangement shows on your credit report as "paid" and not
    "paid as agreed" which can give your score another black eye. ...

  • Credit And Debt Management: Building Credit From Scratch ...

    http://www.investopedia.com/university/credit-debt-management/management2.asp
    ... (To learn more about fixing any errors, see How To Dispute Errors On Your Credit
    Report.) Next, if you do not already have one, it is highly recommended that ...

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