Custodial Care

What is 'Custodial Care'

Custodial care is non-medical care that helps individuals with his or her activities of daily living, preparation of special diets and self-administration of medication not requiring constant attention of medical personnel. Providers of custodial care are not required to undergo medical training.

BREAKING DOWN 'Custodial Care'

Most public long-term care (LTC) programs such as Medicaid cover custodial care as long as it is provided within a nursing facility. Custodial care at home is typically covered only under LTC insurance - not by Medicaid - even though home care is cheaper than a nursing facility. Medicare, on the other hand, covers only medically necessary, skilled care and will cover at-home custodial care only if it is provided in conjunction with skilled care.

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RELATED FAQS
  1. Will Medicare pay for long-term costs?

    Long-term care refers to a variety of care services (medical and non-medical) that helps meet the needs of people who have ... Read Answer >>
  2. When is the best time to purchase long-term care insurance?

    Long-term care insurance (LTCI) covers the risk that individuals may need medical and custodial care, either at home or in ... Read Answer >>
  3. What is long-term care insurance?

    Long-term care insurance is an insurance policy that that helps a patient pay for long-term care. The policy usually covers ... Read Answer >>
  4. What is long-term care?

    Long-term care refers to a collection of services that are intended to meet the medical and non-medical needs of disabled ... Read Answer >>
  5. Should I continue my LTC insurance?

    I am 66, semi-retired, widowed, living on my teacher's pension and my husband's SS - trying to hold out until age 70 to start ... Read Answer >>
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    I have talked with an insurance agent and been approved for short term care insurance. I am 65 and in good health. I just ... Read Answer >>
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