DB(k) Plan

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Dictionary Says

Definition of 'DB(k) Plan'

A retirement plan that combines some of the characteristics of a 401(k) plan with those of a defined benefit (DB) plan. Funds can be voluntarily contributed to the DB(k) plan just as they can with a 401(k) plan, with the employer retaining the option to match the funds up to a certain percentage. Upon retirement, the employer will also pay the employee a small percentage of his or her salary, which is similar to a traditional pension.

The DB(k) plan was included in the Pension Protection Act of 2006.
Investopedia Says

Investopedia explains 'DB(k) Plan'

The DB(k) plan was designed to provide businesses with a way to attract employees, since many investors worry that their entire savings could be wiped out in a down market. Retaining the pension characteristic means that the retiree will still have a source of income, regardless of the performance of the 401(k) portion of the plan. 

 
Search results for

'DB(k) Plan'

  • Save Safely With The DB(k) Retirement Plan

    http://www.investopedia.com/articles/retirement/10/dbk-plan.asp
    Save Safely With The DB(k) Retirement Plan. ... This legislation also contains provisions
    for a new type of hybrid retirement plan, known as the DB (k) plan. ...

  • Is Your Defined-Benefit Pension Plan Safe?

    http://www.investopedia.com/articles/retirement/08/safe-db-plan.asp
    ... specific ideas for evaluating the financial health of your plan. ... History Lesson Until
    the advent of 401(k) plans in ... to the PBGC, the number of DB plans peaked ...

  • The Defined-Contribution Plan: A Flawed Concept

    http://www.investopedia.com/articles/retirement/12/defined-contribution-flaws.asp
    ... In these pension plans, often referred to as defined benefit plans (DB), the employee ...
    k). By 1981, regulations had been issued and the 401(k) plan formalized. ...

  • Who bears the investment risk in 401(k) plans?

    http://www.investopedia.com/ask/answers/06/investmentrisk401k.asp
    ... Who bears the investment risk in 401(k) plans? Who actually bears the investment
    risk in a pension plan depends on the type of pension plan that is employed. ...

  • The Defined-Benefit Plan's Many Problems

    http://www.investopedia.com/articles/retirement/10/demise-defined-benefit-plan.asp
    ... employee's responsibility and placing them upon the employer is also a significant
    advantage of the DB plan structure. ... How To Include ETFs In A Client's 401(k). ...

  • ETFs And The G8 Food Plan

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    ... the four diet staples of corn, soybeans, sugar and wheat, the PowerShares DB
    Agriculture ETF ... ETN (NYSE:COW) could also be a winner, as the G8's plan does not ...

  • An Infrastructure Jobs Plan Portfolio

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    ... As the transit system will be a major benefactor of the president's plan, investments
    in ... As a way to play the commodities side, the PowerShares DB Base Metals ...

  • Boomers: Twisting The Retirement Mindset

    http://www.investopedia.com/articles/retirement/07/baby_boomer_retirement_effects.asp
    ... plans, such as 401(k) plans, increased from 57.8% to 78.7%. (To learn more about
    the loss of DB plans, see The Demise Of The Defined Benefit Plan.) So, what ...

  • Pursuing Alpha In A Well-Diversified IRA

    http://www.investopedia.com/articles/retirement/08/IRA-alpha.asp
    ... 0.03, -iShares GSCI Commodity-Indexed Trust (GSC) -PowerShares DB Commodity Index ...
    Steps to Your Personal Success in the 401(k) and Small Plan Market" and ...

  • ETFs Provide Easy Access To Energy Commodities

    http://www.investopedia.com/articles/optioninvestor/07/energy-ETF.asp
    ... PowerShares DB Energy Fund (ARCA:DBE) is a pure energy sector fund ... Twelve Steps to
    Your Personal Success in the 401(k) and Small Plan Market" and "The ...

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