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Definition of 'Delinquency Rate'
The percentage of loans within a loan portfolio that have delinquent payments. The delinquency rate is simply the number of loans that have delinquent payments divided by the total number of loans an institution holds. Typically, delinquency rates on loans are affected by the credit quality of the borrower and macroeconomic factors such as unemployment.
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Investopedia explains 'Delinquency Rate'
For example, if a financial institution has a loan portfolio of 1,000 loans and 100 of those loans have delinquent payments greater than a few months, the delinquency rate would be 10% (100/1,000). Typically, only loans that have payments more than three months overdue are considered delinquent.
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Search results for 'Delinquency Rate'
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http://financialedge.investopedia.com/financial-edge/0711/Real-Estate-Indicators-For-Prospective-Homebuyers.aspx
... The results for the first quarter of 2011 indicated an 8.32% delinquency rate, a
slight increase from the previous quarter but a decrease from one year ago. ...
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http://financialedge.investopedia.com/financial-edge/0511/The-Downside-Of-Cheap-Vacation-Properties.aspx
... The higher the delinquency rate for dues and special assessments, the more difficult
it will be for the Association to recover and "catch up" on any deferred ...
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http://www.investopedia.com/articles/pf/11/intro-to-credit-card-delinquency.asp
... In the end, delinquency won't seem so intimidating after all. ... 5 Year CD, 1.46%, 1.46%.
1 Year Jumbo CD, 0.66%, 0.67%. Rate data provided by. Product, Today, Last ...
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http://stocks.investopedia.com/stock-analysis/2010/Discover-Reserves-An-Earnings-Miss-DFS-COF-AXP-JPM-C-BAC0318.aspx
... delinquencies, still had the highest numbers in both categories. Its delinquency
rate is at 7.23% and its charge-offs are at 13.51%. ...
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http://stocks.investopedia.com/stock-analysis/2009/Banks-And-Commercial-Real-Estate-ZION-MTB-HBAN-PNC0604.aspx
... and Poor's said that the commercial mortgage-backed securities (CMBS) delinquency
rate is approaching the peak it reached in December 2003, when it was 1.96%. ...
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http://stocks.investopedia.com/stock-analysis/2010/Lodging-Stocks-In-2010-MAR-CHH-IHG-WYN0105.aspx
... CMBS) market, securities backed by lodging cash flows have the highest delinquency
rate of any commercial real estate sub sector, at 5.8%, according to Fitch. ...
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http://stocks.investopedia.com/stock-analysis/2010/4-Heavily-Shorted-Stocks-BBBB-ADS-PFCB-GMXR0910.aspx
... The company had net charge offs as a percent of average receivable of 8.6%
for the month, along with a delinquency rate of 5.7%. ...
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http://stocks.investopedia.com/stock-analysis/2011/Bank-Of-Americas-Incredible-Shrinking-Liability-BAC-C-GS-AGO-MBI-WFC-AZ0110.aspx
... As it stands, even more than $20 billion would have represented only about a 1%
delinquency rate for these loans, when the actual rate has been running more ...
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http://stocks.investopedia.com/stock-analysis/2009/Discover-Some-Promising-Plastic-Plays-DFS-V-MA-AXP0922.aspx
... Additionally, this line in Discover's third-quarter release caught my eye: "The
over 30 days delinquency rate on managed loans was 5.10%, up 125 basis points ...
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http://financialedge.investopedia.com/financial-edge/0611/Keeping-Your-Student-Loans-In-Check.aspx
... Or you may get a lower rate after completing several years of on-time payments. ... If
you are 21 days late, a loan goes into delinquency, and you can expect a ...
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