Designated Roth Account

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Dictionary Says

Definition of 'Designated Roth Account'

An individual retirement plan in which employees can have all or a portion of contributions to a 401(k) or 403(b) placed into a separate Roth retirement account. Contributions made to a designated Roth account are considered to be to a separate account within the 401(k) or 403(b) plan, and contributions, gains and losses are accounted for separately from regular 401(k) or 403(b) contributions.

Investopedia Says

Investopedia explains 'Designated Roth Account'

Employers can make matching contributions to the designated Roth account, just as they can to 401(k) or 403(b) accounts. Investors can make contributions to both a pre-tax, traditional retirement account and a designated Roth account during the same tax year, but the total contributions are subject to an annual contribution limit.

Search results for

'Designated Roth Account'

  • Roth, 401(k), 403(b): Which Is Right For You?

    http://www.investopedia.com/articles/retirement/06/addroths.asp
    ... option for funding a Roth is the "designated Roth contribution program ... With a Roth
    401(k) or Roth 403(b) program ... but the money invested in the account grows tax ...

  • ETFs For Your 401(k)?

    http://www.investopedia.com/articles/retirement/07/ETF_401k.asp
    ... also tax free if distributions occur at least five years after the year the first
    designated Roth contribution was made to the participant's account, and one ...

  • Must-Know Rules For Converting A 401(k) To A Roth

    http://www.investopedia.com/articles/retirement/08/convert-401k-roth.asp
    ... IRA (referred to as "60-day rollover contributions"), a non-Roth IRA referred to
    as a conversion, or a rollover from another designated Roth account also known ...

  • Retirement Planning For 30-Somethings: Managing Your Investments ...

    http://www.investopedia.com/university/retirement-30/retirement-307.asp
    ... If the account is a Roth IRA or designated Roth Account (DRA), the earnings
    would be tax-free distributions are qualified[E1] . ...

  • Know The Rules For Roth 401(k) Rollovers

    http://www.investopedia.com/articles/retirement/09/roth-401k-rollover.asp
    ... at options for handling your Roth 401(k) account. ... At The Roth 401(k).) Roth
    Contributions and ... of 2001 (EGTRRA) provided for designated Roth contributions that ...

  • It Is Better To Give AND Receive

    http://www.investopedia.com/articles/pf/07/give_and_receive.asp
    ... Instead, set up a designated Roth IRA account where you can put amounts you intend
    to donate when you can itemize them and are in a high-enough tax bracket. ...

  • An Overview Of Retirement Plan RMDs

    http://www.investopedia.com/articles/retirement/02/121002.asp
    ... those in which there is either no designated beneficiary or a ... may be combined and
    withdrawn from one 403(b) account. Roth IRAs For Roth IRAs, the RMD rules do ...

  • Don't Forget The Kids: Save For Their Education And Retirement

    http://www.investopedia.com/articles/retirement/03/020503.asp
    ... income requirements can contribute to the account on behalf ... be rolled over to one
    of the designated beneficiary's family ... to those of Traditional and Roth IRAs. ...

  • Series 26 Study Guide - Mutual Fund Accounts - Types of Account ...

    http://www.investopedia.com/exam-guide/series-26/mutual-fund-accounts/types-account-agents.asp
    ... in mind, FINRA requires the designated supervisor or manager to review all trading
    activity frequently to prevent excessive trading activity in the account. ...

  • Series 26 Study Guide - Mutual Fund Accounts - Opening a New ...

    http://www.investopedia.com/exam-guide/series-26/mutual-fund-accounts/opening-account.asp
    ... or more adults may act as co-owners of a joint account, with each allowed some form
    of control over the account. Joint accounts may be designated as tenants in ...

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