Earnings Allowance

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Dictionary Says

Definition of 'Earnings Allowance'

Calculation on the net funds available in a checking account and the credit amount can be used to offset all or a portion of monthly service charges. The rate for the earnings allowance is set at the bank's discretion.
Investopedia Says

Investopedia explains 'Earnings Allowance'

The earnings allowance, or ECR, is not an account by itself. The rate is variable as it is usually based on some percentage of the 13-week T-Bill rate.
Search results for

'Earnings Allowance'

  • Earnings Quality: Defining "Good Quality" | Investopedia

    http://www.investopedia.com/university/accounting-earnings-quality/earnings2.asp
    ... insight into the economics of your business, but you chose to low ball your allowance
    for bad debts and overstate your true expectations for earnings in order ...

  • Earnings Quality: Why Aren't All Earnings Equal? | Investopedia

    http://www.investopedia.com/university/accounting-earnings-quality/earnings3.asp
    ... correctly, which increases defects and premature failure in the product, but
    doesn't increase the warranty allowance creates a bias in the earnings estimates. ...

  • Earnings Quality: Reviewing Non-Accrual Items | Investopedia

    http://www.investopedia.com/university/accounting-earnings-quality/earnings4.asp
    ... the expected amount) is just one aspect of uncovering earnings manipulation. ... investments
    to improve product quality, a reduction in warranty allowance may be ...

  • Banks Helped By Lower Loan Loss Provisions

    http://stocks.investopedia.com/stock-analysis/2011/Banks-Helped-By-Lower-Loan-Loss-Provisions-C-BAC-JPM0420.aspx
    ... BAC, C, INDB, JPM. Banks continue to get a lift in earnings from lower ... The provision
    is used to calculate the overall allowance for loans losses that is ...

  • CFA Level 1 Study Guide - Liabilities - Tax Deferred Liabilities ...

    http://www.investopedia.com/exam-guide/cfa-level-1/liabilities/tax-deferred-liabilities.asp
    ... System; 7.10 Uses and Limitations of Financial Ratios; 7.11 Basic Earnings
    Per Share; 7.12 Dilutive Effect of Splits and Dividends; ...

  • Evidence That Consumer Credit Cycle Has Peaked

    http://stocks.investopedia.com/stock-analysis/2009/Evidence-That-Consumer-Credit-Cycle-Has-Peaked-C-BAC-JPM0721.aspx
    ... is not to say that things are going great at this bank - the total allowance for
    consumer ... Morgan also had some slightly optimistic comments on its earnings call ...

  • Citigroup’s Tepid Recovery

    http://stocks.investopedia.com/stock-analysis/2012/Citigroups-Tepid-Recovery-JPM-C-FITB-USB-PNC0120.aspx
    ... Additionally, the allowance for loan losses declined to $30.1 billion. ... The Bottom
    Line In the earnings press release, management spoke of being "increasingly ...

  • Small/Mid Cap Stocks to Watch

    http://stocks.investopedia.com/stock-analysis/2010/SmallMid-Cap-Stocks-to-Watch-ISRG-CBST-AMD-INTC-STU0415.aspx
    ... In Q4, the company's allowance for loan losses spiked 35.2% as ... is relatively favorable
    for these four companies and Thursday's earnings announcements should ...

  • Regional Banks Trapped In The Florida Quagmire

    http://stocks.investopedia.com/stock-analysis/2008/Regional_Banks_Trapped_In_The_Florida_Quagmire_STI_RF.aspx
    ... improvements until 2010." SunTrust Banks (NYSE:STI) SunTrust also reported earnings
    for the ... There was an increase in the allowance for loan losses to $1.83 ...

  • Analyzing A Bank's Financial Statements

    http://www.investopedia.com/articles/stocks/07/bankfinancials.asp
    ... because of the increase in the size of the payment or a reduction in earnings. ... To
    absorb these losses, banks maintain an allowance for loan and lease losses. ...

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