European Credit Research Institute - ECRI

DEFINITION of 'European Credit Research Institute - ECRI'

An independent research center founded by European credit institutions with the help of the Centre for European Policy Studies. It works to research the implications of certain actions relating to credit and how they will have an impact on both the micro- and macroeconomic environment. Much of the research is done through economic and policy analysis and trend monitoring.

BREAKING DOWN 'European Credit Research Institute - ECRI'

In addition to the extensive research conducted at the Institute, the ECRI also provides advice to the major policymakers on issues such as credit-market regulation and credit reporting and supervision. It organizes workshops and conferences to share its members' ideas and creates an open forum for debate and discussion by all the European interest parties.

RELATED TERMS
  1. Research Activities Credit

    A nonrefundable federal tax credit implemented in 1981 as an ...
  2. Centre For European Policy Studies ...

    An organization started to debate and research European Union ...
  3. European Capital Markets Institute ...

    An independent research institution that strives to spread information ...
  4. Bank Credit

    The amount of credit available to a company or individual from ...
  5. Credit Mix

    The types of accounts that make up a consumer’s credit report. ...
  6. Bad Credit

    A qualification of an individual's credit history that indicates ...
Related Articles
  1. Investing Basics

    The Changing Role Of Equity Research

    Research creates a division of labor that makes the market more efficient. Learn how its role has changed.
  2. Fundamental Analysis

    European Banks: Growth in 2016?

    Understand the potential growth drivers of the European banking sector and whether 2016 will be a year of growth or continued stagnation.
  3. Credit & Loans

    Analyzing A Career In Credit Analysis

    If you're a number-cruncher and responsibility doesn't scare you, this could be the job for you.
  4. Credit & Loans

    How To Increase Your Appeal To Prospective Lenders

    Making a business eligible for loans/credit cards at the best possible rates requires crafting an excellent credit profile through the smart use of credit.
  5. Credit & Loans

    6 Ways To Build Credit Without A Credit Card

    It's definitely possible – if a bit more complicated – to build a credit history without traditional credit cards. Just follow these steps.
  6. Credit & Loans

    5 Common Misconceptions About Your Credit Report

    Your credit report is one of the most important factors in determining your ability to get loans and new credit and has a major influence on your rates.
  7. Credit & Loans

    Build Your Credit Score

    Here are four good ways to build your credit score when you're starting from scratch. Do it right and you'll end up with excellent credit.
  8. Insurance

    Should Your Credit Rating Scare You?

    Take the mystery out of credit scores by learning the most important ways it can impact your life.
  9. Credit & Loans

    Extreme Credit Repair: Why It Doesn't Work

    Most of these are illegal scams at worst and a waste of time at best. Here are five extreme credit repair techniques we do not recommend.
  10. Mutual Funds & ETFs

    Investing In Credit Card Companies

    This investment requires keeping an eye on consumer indexes and the overall health of the economy.
RELATED FAQS
  1. Can I get a tax credit from conducting research and development?

    Understand if a company can receive a tax credit from conducting research and development. Learn about the alternative simplified ... Read Answer >>
  2. What is the difference between credit rating and equity research?

    Find out how and why investors look at credit ratings and equity research to help inform their decisions for different types ... Read Answer >>
  3. Is it possible to have a credit limit that's too high?

    Avoid these pitfalls when working with high credit limits, and learn how to increase your credit score by increasing your ... Read Answer >>
  4. How will accepting a higher credit card limit affect my credit score?

    Find out if accepting a higher limit on a credit card impacts credit score and how that impact affects one's overall credit ... Read Answer >>
  5. What's the difference between a credit rating agency and a credit bureau?

    Learn how to differentiate between credit rating agencies and credit bureaus, two industries that distribute valuable risk ... Read Answer >>
  6. What are some good alternatives to taking out a line of credit?

    Read more about how opening a line of credit might not be the best answer for you and determine available alternatives if ... Read Answer >>
Hot Definitions
  1. MACD Technical Indicator

    Moving Average Convergence Divergence (or MACD) is a trend-following momentum indicator that shows the relationship between ...
  2. Over-The-Counter - OTC

    Over-The-Counter (or OTC) is a security traded in some context other than on a formal exchange such as the NYSE, TSX, AMEX, ...
  3. Quarter - Q1, Q2, Q3, Q4

    A three-month period on a financial calendar that acts as a basis for the reporting of earnings and the paying of dividends.
  4. Weighted Average Cost Of Capital - WACC

    Weighted average cost of capital (WACC) is a calculation of a firm's cost of capital in which each category of capital is ...
  5. Basis Point (BPS)

    A unit that is equal to 1/100th of 1%, and is used to denote the change in a financial instrument. The basis point is commonly ...
  6. Sharing Economy

    An economic model in which individuals are able to borrow or rent assets owned by someone else.
Trading Center