Effects Test

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Dictionary Says

Definition of 'Effects Test'

A method used in order to assess the discriminatory impact of credit policies. The statutory basis is the Equal Credit Opportunity Act which prohibits credit denials on the basis of marital status, national origin, age or whether applicants are receiving public assistance, as well as the Fair Housing Act.




Investopedia Says

Investopedia explains 'Effects Test'

The effects test is most frequently applied in evaluating the fairness credit scoring systems and alternative mortgages, such as graduated payment mortgages, where future income is considered.
Search results for

'Effects Test'

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    ... Moreover, treatments like surgery and radiation can have side effects that may
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  • Combating Retirement's Silent Killer: Inflation

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    ... (For more on the problem of inflation, check out Curbing The Effects Of Inflation
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    ... 3.16 Effects on Equilibrium in the Short and Long Run; 3.17 Characteristics of
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  • Reduce Your Risk With ICAPM

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    ... continually test their conclusions using "out of sample" data. Several results have
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    ... 3.16 Effects on Equilibrium in the Short and Long Run; 3.17 Characteristics of
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  • CFA Level 1 Study Guide - Quantitative Methods - Regression ...

    http://www.investopedia.com/exam-guide/cfa-level-1/quantitative-methods/regression-analysis.asp
    ... 3.16 Effects on Equilibrium in the Short and Long Run; 3.17 Characteristics of
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