Federal Reserve Regulations

DEFINITION of 'Federal Reserve Regulations'

Rules put in place by the Federal Reserve Board to regulate the practices of banking and lending institutions, usually in response to laws enacted by the legislature. The primary purpose of most Federal Reserve regulations is to protect individual consumers against banking and lending practices that are deceptive, can potentially cause financial harm or violate individual privacy rights.

BREAKING DOWN 'Federal Reserve Regulations'

Because many of the Federal Reserve regulations have lengthy official titles, they are more often referred to by their assigned regulation letter, such as Regulation D, T or Z. These letters are assigned in alphabetical order as new regulations are enacted, with newer regulations having to resort to a double-digit format such as AA, BB, etc.

RELATED TERMS
  1. Regulation I

    A regulation set forth by the Federal Reserve. Regulation I stipulates ...
  2. Regulation F

    A regulation set forth by the Federal Reserve. Regulation F specifies ...
  3. Regulation V

    One of the regulations set forth by the Federal Reserve designed ...
  4. Regulation AA

    A regulation designed to address practices by banks that are ...
  5. Regulation N

    One of the regulations set forth by the Federal Reserve. Regulation ...
  6. Regulation T - Reg T

    The Federal Reserve Board regulation that governs customer cash ...
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RELATED FAQS
  1. What impact does government regulation have on the financial services sector?

    Learn about how the financial services industry is affected by government regulation, and the different types of regulations ... Read Answer >>
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