Financial Obligation Ratio - FOR

Filed Under » ,
Dictionary Says

Definition of 'Financial Obligation Ratio - FOR'

An estimate of the ratio of debt payments to disposable income. The types of debt included in the financial obligation ratio include mortgage payments, credit cards, property tax and lease payments. For a homeowner, the FOR may also include homeowners' insurance and rental payments on tenant-occupied property. The FOR figure is released by the Federal Reserve each quarter.
Investopedia Says

Investopedia explains 'Financial Obligation Ratio - FOR'

The financial obligation ratio covers a broader range of debt types than the household debt service ratio (DSR). The higher the FOR, the higher the risk that households will be unable to meet their financial obligations and the less likely an individual will be approved for new loans or an increase in available credit.
Search results for

'Financial Obligation Ratio (FOR)'

  • To Invest Or To Reduce Debt, That's The Question

    http://www.investopedia.com/articles/pf/08/invest-reduce-debt.asp
    ... Cash and Debt Financial advisors suggest that working individuals ... read What's Your
    Debt-To-Income Ratio?) Keep in ... One obligation carries a balance of $3,000 at ...

  • CFA Level 1 Study Guide - Financial Statements - Balance Sheet ...

    http://www.investopedia.com/exam-guide/cfa-level-1/financial-statements/balance-sheet-components-liabilities.asp
    ... and its Effects on a Project's Expected Rate of Return; 11.23 Financial Leverage; ...
    Cycle Analysis: The Industry Life Cycle; 13.10 The Concentration Ratio and the ...

  • Series 7 Study Guide - Debt Securities - Collateralized Mortgage ...

    http://www.investopedia.com/exam-guide/series-7/debt-securities/collateralized-mortgage-obligation.asp
    ... 11.4 Financial Considerations; 11.5 Determining A Client's ... 12.12 Depreciation; 12.13
    Ratio Analysis; 12.14 Mutual ... me back faster than his obligation requires?" As ...

  • CFA Level 1 Study Guide - Financial Statements - Accounting for ...

    http://www.investopedia.com/exam-guide/cfa-level-1/financial-statements/accounting-dividends.asp
    ... and its Effects on a Project's Expected Rate of Return; 11.23 Financial Leverage; ...
    Cycle Analysis: The Industry Life Cycle; 13.10 The Concentration Ratio and the ...

  • Buying Foreclosures At A Bargain Price - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0811/Buying-Foreclosures-At-A-Bargain-Price.aspx
    ... Financial Edge Home. ... income and assets, and to have your debt-to-income ratio and
    your ... the owner (the bank or government agency) is under no obligation to fix ...

  • Series 7 Study Guide - Municipal Securities - Special Munis ...

    http://www.investopedia.com/exam-guide/series-7/municipal-securities/special-munis.asp
    ... 12.12 Depreciation; 12.13 Ratio Analysis; 12.14 Mutual Fund ... Two separate entities
    make a financial commitment ... is provided by the general obligation taxing powers ...

  • Will BP Survive This Crisis?

    http://stocks.investopedia.com/stock-analysis/2010/Will-BP-Survive-This-Crisis-BP0614.aspx
    ... too much damage to a company that has immense financial resources at ... 31, giving it
    a debt to equity ratio of 19 ... in 2009, and is under no legal obligation to pay ...

  • Municipal Bond Tips For The Series 7 Exam

    http://www.investopedia.com/articles/professionaleducation/07/Series_7_municipal.asp
    ... Debt coverage ratio: How many times do the current ... General Obligation Bond Underwriting
    Process. ... that individuals can excel at managing their financial affairs. ...

  • CFA Level 1 Study Guide - Derivatives - Exchange Traded Options ...

    http://www.investopedia.com/exam-guide/cfa-level-1/derivatives/exchange-traded-options.asp
    ... and its Effects on a Project's Expected Rate of Return; 11.23 Financial Leverage; ...
    Cycle Analysis: The Industry Life Cycle; 13.10 The Concentration Ratio and the ...

  • CFA Level 1 Study Guide - Liabilities - Determining The Value Of ...

    http://www.investopedia.com/exam-guide/cfa-level-1/liabilities/lease-asset-value-determination.asp
    ... and its Effects on a Project's Expected Rate of Return; 11.23 Financial Leverage; ...
    Cycle Analysis: The Industry Life Cycle; 13.10 The Concentration Ratio and the ...

Related Articles

Bank Rates
Product Today Last Wk
$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.60%
$30K Home Equity Loan 5.74% 5.77%
$50K Home Equity Loan 5.45% 5.50%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.46%
$100K HELOC 4.13% 4.13%
Rate data provided by Bankrate
Product Today Last Wk
30 Year Fixed 3.80% 3.80%
15 Year Fixed 3.09% 3.11%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.38%
5/1 ARM 2.65% 2.69%
3/1 ARM 2.69% 2.69%
Rate data provided by Bankrate
Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
48 Month Used Car Loan 4.35% 4.35%
48 Month New Car Loan 3.24% 3.24%
36 Month Used Car Loan 4.34% 4.36%
36 Month New Car Loan 3.11% 3.13%
60 Month New Car Loan 3.35% 3.34%
Rate data provided by Bankrate
Partner Links