Fine Print


DEFINITION of 'Fine Print'

Contract terms and conditions, disclosures or other important information that are not included in the main body of a document, but in footnotes or a supplemental document. Reading and understanding the fine print is essential when entering into an agreement. It often contains information that the issuer does not want to call to the recipient's attention, but that is essential for the recipient to know.


The information in the fine print may be required by law or may be recommended by a company's legal department. For example, the fine print of a credit card agreement might include: the card's introductory APR, the APR after the introductory period ends, the length of the introductory period, the APR for balance transfers and cash advances, the card's annual fee, its late payment fee and other crucial details. As another example, if an investor was reading a public company's financial report, he or she might have to read the fine print to learn about the company's accounting methods, long-term debt, employee stock ownership, pending litigation and other issues.

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  1. Do dividends affect working capital?

    Regardless of whether cash dividends are paid or accrued, a company's working capital is reduced. When cash dividends are ... Read Full Answer >>
  2. Do prepayments provide working capital?

    Prepayments, or prepaid expenses, are typically included in the current assets on a company's balance sheet, as they represent ... Read Full Answer >>
  3. Does working capital include salaries?

    A company accrues unpaid salaries on its balance sheet as part of accounts payable, which is a current liability account, ... Read Full Answer >>
  4. What is a profit and loss (P&L) statement and why do companies publish them?

    A profit and loss (P&L) statement, or balance sheet, is essentially a snapshot of a company's financial activity for ... Read Full Answer >>
  5. How do dividends affect the balance sheet?

    Dividends paid in cash affect a company's balance sheet by decreasing the company's cash account on the asset side and decreasing ... Read Full Answer >>
  6. Do dividends go on the balance sheet?

    The only account recorded on the balance sheet, when dividends are declared and before they are paid out to a company's shareholders, ... Read Full Answer >>

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