Fine Print

AAA

DEFINITION of 'Fine Print'

Contract terms and conditions, disclosures or other important information that are not included in the main body of a document, but in footnotes or a supplemental document. Reading and understanding the fine print is essential when entering into an agreement. It often contains information that the issuer does not want to call to the recipient's attention, but that is essential for the recipient to know.

INVESTOPEDIA EXPLAINS 'Fine Print'

The information in the fine print may be required by law or may be recommended by a company's legal department. For example, the fine print of a credit card agreement might include: the card's introductory APR, the APR after the introductory period ends, the length of the introductory period, the APR for balance transfers and cash advances, the card's annual fee, its late payment fee and other crucial details. As another example, if an investor was reading a public company's financial report, he or she might have to read the fine print to learn about the company's accounting methods, long-term debt, employee stock ownership, pending litigation and other issues.

RELATED TERMS
  1. Consumer Liability

    The accountability put on consumers to not act in a negligent ...
  2. Boilerplate

    The standardization of a legal document's structure and language. ...
  3. Term Sheet

    A non-binding agreement setting forth the basic terms and conditions ...
  4. Advisor

    1. The person or company responsible for making investments on ...
  5. Prospectus

    A formal legal document, which is required by and filed with ...
  6. Risk

    The chance that an investment's actual return will be different ...
Related Articles
  1. Fundamental Analysis

    Financial Footnotes: Start Reading The Fine Print

    Find out what could be hidden in this often-overlooked part of the financial statements.
  2. Investing Basics

    Callable CDs: Check The Fine Print

    These offer higher returns than regular certificates of deposit, but there's a catch.
  3. Investing Basics

    A Guide To Risk Warnings And Disclaimers

    Learn what the phrase "Past performance may not reflect future performance" really means.
  4. Options & Futures

    Variable Annuity Benefits: What The Fine Print Won't Tell You

    Learn the truth before you strap yourself into these annuity "seat belts".
  5. Economics

    What is Earnest Money?

    An earnest money deposit shows the seller that a buyer is serious about purchasing a property.
  6. Investing

    What's a Run Rate?

    Run rate is a term used to denote annualized earnings extrapolated from a shorter time frame. Management uses the run rate to estimate future revenues.
  7. Professionals

    Financial Accounting

    Financial accounting is the process of gathering, recording, summarizing and reporting financial data relating to a business. The ultimate goal is to accurately report the financial picture and ...
  8. Investing

    What are Direct Costs?

    Direct costs for finished goods refer to the items and services directly used in production. Other costs such as rent and insurance for the production site are indirect costs. These costs may ...
  9. Investing

    What is Contingent Liability?

    A contingent liability is an amount that might have to be paid in the future, but there are still unresolved matters that make it only a possibility. Lawsuits and the threat of lawsuits are the ...
  10. Investing

    What's Accrued Interest?

    Accrued interest has two meanings. In accounting, it is interest that has been earned, but the time for payment has not yet occurred.

You May Also Like

Hot Definitions
  1. Fiat Money

    Currency that a government has declared to be legal tender, but is not backed by a physical commodity. The value of fiat ...
  2. Interest Rate Risk

    The risk that an investment's value will change due to a change in the absolute level of interest rates, in the spread between ...
  3. Income Effect

    In the context of economic theory, the income effect is the change in an individual's or economy's income and how that change ...
  4. Price-To-Sales Ratio - PSR

    A valuation ratio that compares a company’s stock price to its revenues. The price-to-sales ratio is an indicator of the ...
  5. Hurdle Rate

    The minimum rate of return on a project or investment required by a manager or investor. In order to compensate for risk, ...
  6. Market Value

    The price an asset would fetch in the marketplace. Market value is also commonly used to refer to the market capitalization ...
Trading Center