Insufficient Funds

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Dictionary Says

Definition of 'Insufficient Funds'

Occurs when an account cannot provide adequate funds to satisfy the demand of a payment. 

Also referred to as "non-sufficient funds", or "NSF".
Investopedia Says

Investopedia explains 'Insufficient Funds'

Insufficient funds occur when someone tries to purchase an item using a check or debit card without having enough money in his or her bank account.  As a result of insufficient funding, the check will bounce or, for debit purchases, the transaction will not be completed and the debit machine will return an error message.

Some banks charge penalties for NSF transactions and, in some circumstances, a number of NSFs on one account can lower the account owner's credit rating.

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Search results for

'Insufficient Funds'

  • Credit, Debit And Charge: Sizing Up The Cards In Your Wallet

    http://www.investopedia.com/articles/pf/05/cards.asp
    ... If your account has insufficient funds to cover the expense, your card payment will
    be declined. Debit cards come in two varieties, online and offline. ...

  • 10 Reasons To Use Your Credit Card

    http://www.investopedia.com/articles/pf/10/credit-card-debit-card.asp
    ... Legitimate payments for which you've scheduled online payments or mailed checks
    may bounce, triggering insufficient funds fees and making your creditors unhappy ...

  • How To Cut Your Banking Fees - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0411/How-To-Cut-Your-Banking-Fees.aspx
    ... and restrictions on overdraft fees, checks returned for insufficient funds and other
    penalties have put the squeeze on profits at financial institutions. ...

  • Everyday Fees And How To Avoid Them - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0810/Everyday-Fees-And-How-To-Avoid-Them.aspx
    ... meaning that if you think you have those funds available for other costs, you could
    subject yourself to penalties resulting from having insufficient funds. ...

  • How Being Lazy Can Save You Money - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0711/How-Being-Lazy-Can-Save-You-Money.aspx
    ... forget to have sufficient funds in your accounts, or you'll not only be stressed
    but you'll also have to foot the bill for any insufficient funds charges from ...

  • Banking: Check-Writing 101 | Investopedia

    http://www.investopedia.com/university/banking/banking3.asp
    ... This means that the biggest checks will be cashed first, and if you don't have enough
    money in your account, you'll incur an insufficient funds fee or ...

  • Insurance 101 For Renters

    http://www.investopedia.com/articles/younginvestors/07/rental-insurance.asp
    ... If your balance frequently hovers near zero, automatic withdrawals can put you at
    risk for incurring hefty insufficient funds charges, so you might be better ...

  • Trust In Jim Rogers

    http://stocks.investopedia.com/stock-analysis/2009/I-like-Jim-Rogers-But-Im-Just-Not-Buying-His-Funds-RJA-RJZ-RJN-RJI-GSG-DBC0511.aspx
    ... (Find out which futures, options or funds will be ... Bank (NYSE:DB) sponsored currency
    notes were withdrawn from the NYSE due to insufficient trading volumes. ...

  • The Challenging Role Of The Corporate Treasurer

    http://www.investopedia.com/articles/financial-careers/08/corporate-treasurer.asp
    ... risk, or the risk that the company will run out of cash either from insufficient
    revenue, excessive expenditure, or the inability to access funds from banks ...

  • How To Pump Up Your Portfolio With ETFs

    http://www.investopedia.com/articles/mutualfund/07/etf-portfolio.asp
    ... it is not uncommon to see individuals with insufficient retirement assets ... construction,
    ETFs (especially index ETFs) offer many advantages over mutual funds. ...

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