Loan Grading

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Dictionary Says

Definition of 'Loan Grading'

A system of credit scoring that assigns a rating of asset quality to a portfolio of loans. Loan grading is based upon a comparison of all loans that are outstanding within a given portfolio. This system places loans into one of six categories, ranked from most stable to complete write-off, or unreviewed.

Investopedia Says

Investopedia explains 'Loan Grading'

The risk-classification system used by the National Bank Examiner is employed by a large percentage of lenders. They use this system to assign a rating to portfolios of commercial loans. This is because lenders must use the same format when they file their quarterly reports of condition to bank supervisory agencies.
Search results for

'Loan Grading'

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  • Alternative Ways To Invest In Debt

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    ... are made according to strict criteria and less than 10% of loan applicants are ... Depending
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    ... contributes to the CFA Institute as part of the Educational Advisory Board and has
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