Merchant Discount Rate

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Dictionary Says

Definition of 'Merchant Discount Rate'

The rate chanrged to a merchant by a bank for providing debit and credit card services. The rate is determined based on factors such as volume, average ticket price, risk and industry. The merchant must set up this service with a bank, and agree to the rate prior to accepting debit and credit cards as payment.   
Investopedia Says

Investopedia explains 'Merchant Discount Rate'

The average merchant discount rate is between 1-3% . However, for online merchants, the rate tends to be higher. This applies to merchants that deal both online and in-store. They will often pay a higher rate for their online sales.
Search results for

'Merchant Discount Rate'

  • Beta: Know The Risk

    http://www.investopedia.com/articles/stocks/04/113004.asp
    ... The higher the discount rate, the lower the present value placed on the company's ...
    But when it entered the merchant energy business and assumed high debt levels ...

  • What is the difference between investment banks and merchant banks ...

    http://www.investopedia.com/ask/answers/05/investmentbank_vs_merchantbank.asp
    ... Merchant banks still offer trade financing products to their clients. ... Rate data provided
    by. ... Smarter; PriceRunner; CanDoFinance; SymptomFind; Discount.co.uk. ...

  • How To Dispute A Credit Card Charge

    http://www.investopedia.com/articles/pf/07/credit-card-dispute.asp
    ... Address the matter in a prompt and courteous fashion with the merchant in question,
    and if necessary, follow up with your credit card ... Rate data provided by. ...

  • The Banking System: Non-Bank Financial Institutions | Investopedia

    http://www.investopedia.com/university/banking-system/banking-system11.asp
    ... banks then evolved into something more like what private equity is today; very few
    institutions call themselves "merchant banks" today. ... Rate data provided by. ...

  • The Rise Of The Modern Investment Bank

    http://www.investopedia.com/articles/08/investment-banks.asp
    ... Investment banks have flourished in a variety of economies, from the merchant traders
    of 18th-century London and Amsterdam to the ... Rate data provided by. ...

  • The Evolution Of Banking

    http://www.investopedia.com/articles/07/banking.asp
    ... Defined.) Although the dawn of the 1900s had well-established merchant banks, it
    was ... loans to the lesser banks that were still failing at an alarming rate. ...

  • Credit, Debit And Charge: Sizing Up The Cards In Your Wallet

    http://www.investopedia.com/articles/pf/05/cards.asp
    ... will be reduced (or your credit cut off), and the interest rate charged on ... immediate
    transfer of funds from the your bank account to the merchant's bank account ...

  • The Banking System: Conclusion | Investopedia

    http://www.investopedia.com/university/banking-system/banking-system12.asp
    ... savings and loans, credit unions, investment and merchant banks, shadow banks ... Rate
    data provided by. ... Smarter; PriceRunner; CanDoFinance; SymptomFind; Discount.co. ...

  • The History Of Consumer Credit Rights

    http://www.investopedia.com/articles/pf/08/credit-billing-act.asp
    ... In other words, consumers can sue the card company for the value of the purchase
    if the merchant refuses a refund on valid grounds ... Rate data provided by. ...

  • The Banking System: Commercial Banking - What Banks Do ...

    http://www.investopedia.com/university/banking-system/banking-system1.asp
    ... If banks can lend money at a higher interest rate than they have to pay for ... but without
    a bank's name and information on that note, no merchant would accept it ...

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