Negative Equity

A mortgage loan in which the borrower receives a loan amount equivalent to the total value of the property to be purchased. In this situation, the borrower does not need to make a down ...

1. Anything over which a person or business has legal title. Property may be tangible or intangible, but it is owned by an entity and is therefore considered an asset or a liability ...

A gain occurring when the price paid for an acquisition is less than the fair value of its net assets.

An increase in the principal balance of a loan caused by making payments that fail to cover the interest due. The remaining amount of interest owed is added to the loan's principal, ...

The value of ownership built up in a home or property that represents the current market value of the house less any remaining mortgage payments. This value is built up over time as the ...

A situation where a homeowner mails his or her house keys to a mortgage lender due to an inability to meet mortgage payment obligations and a lack of equity in the property. If a ...

Find out what options are available when your mortgage is greater than the value of your home.

Your lifestyle, level of commitment and the trade-offs need to be carefully weighed.

Learn how to pay less for your home in the long run, or save in the short run.

Debt-Equity Ratio compares a company''s total liabilities to its total shareholders'' equity. See this section for complete explanation and calculations.

Foreclosure is the biggest fear of any struggling homeowner. These tips just might save your credit rating.

We shed light on why consumers decide to use this form of debt and whether it is a good alternative.