Net Lending

Filed Under »
Dictionary Says

Definition of 'Net Lending'

The amount of extra funds that a sector has available to provide for either direct and indirect lending purposes to other similar counter-parts.

Net lending is used as a balancing item in the capital account. It is calculated as follows:

Net Lending


Where:
CT = Capital Transfers
NFS = Non-Financial Assets
Investopedia Says

Investopedia explains 'Net Lending'

The company must meet all other obligations before there is any consideration to lend out funds. The net lending of the total economy is the sum of the net lending or borrowing of the institutional sectors. It corresponds to the net resources that the total economy has available to supply to the rest of the world.
Search results for

'Net Lending'

  • Lending Clubs: Better Than Banks?

    http://www.investopedia.com/articles/pf/09/lending-clubs.asp
    ... Also, the site restricts individual lenders from making loans of more than 10% of
    their net worth. Borrowers of Lending Club need to have a FICO credit score ...

  • Remember Net Interest Margins?

    http://stocks.investopedia.com/stock-analysis/2009/Remember-Net-Interest-Margins-CFR-WABC-SIVB-BMRC-CATY0522.aspx
    ... Eight Ways To Survive A Market Downturn An important part of this net interest margin
    is ... Banks can make up for this high cost of funds by lending out at higher ...

  • Is Citi Too Big To Succeed?

    http://stocks.investopedia.com/stock-analysis/2009/Is-Citi-Too-Big-To-Succeed-C-JPM-BAC-WFC-COF1023.aspx
    ... Citi continues to work off massive credit losses (the $8 billion net credit losses)
    because their consumer lending business, mortgages and credit cards ...

  • An Improving Tale For This Citi

    http://stocks.investopedia.com/stock-analysis/2010/An-Improving-Tale-For-This-Citi-C-BAC-WFC-USB-STD-HBC1020.aspx
    ... The worst of the credit losses may be over, but the difference between limping along
    and a real recovery is in that return to lending and net interest income ...

  • M & T Bank’s Profits Soar

    http://stocks.investopedia.com/stock-analysis/2011/M--T-Banks-Profits-Soar-MTB-JPM-C-BAC-WFC0118.aspx
    ... Net charge-offs were down, with net interest income up for the year along ... was in
    interest, fees, deposits and better credit quality, while lending was still off ...

  • Capital One Profits Surge

    http://stocks.investopedia.com/stock-analysis/2011/Capital-One-Profits-Surge-COF-C-JPM-WFC-BAC0715.aspx
    ... Progress continues to be dramatic in the lowering of the net charge off rates as ...
    to the credit card business, as it does the usual consumer lending for autos ...

  • M&T Bank Looking Like A Diesel

    http://stocks.investopedia.com/stock-analysis/2012/MT-Bank-Looking-Like-A-Diesel-MTB-PNC-WFC-FNFG-KEY0119.aspx
    ... net interest income was a little light this quarter, with a 3.6% net interest margin ...
    than it can really use right now, given the state of lending and interest ...

  • The Banking System: Commercial Banking - How Banks Make Money ...

    http://www.investopedia.com/university/banking-system/banking-system3.asp
    ... D. Simpson, CFA As mentioned before, banks basically make money by lending money
    at ... The difference is known as the "spread," or the net interest income, and ...

  • Too Much Debt For A Mortgage?

    http://www.investopedia.com/articles/07/debt_to_income.asp
    ... Gross Versus Net Income For lending purposes, the debt-to-income calculation is
    always based on gross income. Gross income is a before-tax calculation. ...

  • Banking Stress Spreads To India's ICICI

    http://stocks.investopedia.com/stock-analysis/2008/Banking-Stress-Spreads-To-Indias-ICICI-IBN-HBC-HDB1105.aspx
    ... All in all, net income rose by 1% from the year-ago period; mediocre in a ... loans were
    up 7% as the company balanced good growth in non-retail lending (up 31 ...

Related Articles

Trading Center
Partner Links