No-Load Annuity

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Dictionary Says

Definition of 'No-Load Annuity'

A type of variable annuity that charges much lower fees and expenses than traditional annuity contracts. No-load annuities are seldom if ever sold by brokers or commission-based planners because they do not pay a commission to the salesperson. These contracts usually have little or no back-end surrender charge associated with them.
Investopedia Says

Investopedia explains 'No-Load Annuity'

No-load annuities are generally marketed directly by the issuing insurance company or through fee-based financial advisors. Investors who purchase these contracts directly from a carrier can generally expect a fairly low level of customer service. For this reason, they are probably most appropriate for experienced investors who understand the characteristics and use of annuities, and can allocate their assets among the subaccounts themselves.
Search results for

'No-Load Annuity'

  • Make No-Load Annuities Your Viable Alternative

    http://www.investopedia.com/articles/retirement/09/no-load-annuities-life-insurance.asp
    ... Most no-load annuity contracts are offered directly by the issuing carrier to
    the public, although agents and brokers can market them as well. ...

  • Are You Buying Annuities Or Mutual Funds?

    http://www.investopedia.com/articles/retirement/08/annuity-mutualfund.asp
    ... variable annuities do not assess front-end sales charges, they may appear to be
    no-load investments to ... (For more insight, read Variable Annuity Benefits: What ...

  • Series 26 Study Guide - Investment Companies - Mutual Fund Pricing ...

    http://www.investopedia.com/exam-guide/series-26/investment-companies/mutual-fund-pricing.asp
    ... No-Load No-load funds are mutual funds that are sold at their NAV, without any sales
    charge added. In other words, the NAV and the ask price are the same. ...

  • Morningstar Lights The Way

    http://www.investopedia.com/articles/mutualfund/08/morningstar.asp
    ... Morningstar ranks, rates and analyzes thousands upon thousands of mutual funds,
    both load and no-load, as well as variable annuity subaccount funds. ...

  • No Need To Rush End-Of-Career Retirement Planning

    http://www.investopedia.com/articles/retirement/08/IRA-transfer.asp
    ... (For more insight, read Selecting The Payout On Your Annuity.) 3. Taking ... No-load
    mutual funds, exchange-traded funds and stocks can then be purchased in the ...

  • Series 6 Study Guide - Investment Companies - Sales Charges and ...

    http://www.investopedia.com/exam-guide/finra-series-6/investment-companies/sales-charges-expenses.asp
    ... No-Load No-load funds are mutual funds that are sold at their NAV, without any sales
    charge added. In other words, the NAV and the ask price are the same. ...

  • Series 26 Study Guide - Variable Contracts - Contractual Plans ...

    http://www.investopedia.com/exam-guide/series-26/variable-contracts/contractual-plans.asp
    ... 3.6 Types of Annuity Payouts; 3.7 Annuity Distributions and Variable Annuity Charges; ...
    plans are almost extinct due to the wide variety of no-load and lower load ...

  • The Future Of Sales Brokers - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0811/The-Future-Of-Sales-Brokers.aspx
    ... No-load mutual funds, such as Vanguard and T. Rowe Price also appeared in the '70s ...
    carriers, as well as a plethora of online insurance and annuity vendors that ...

  • Series 7 Study Guide - Customer Accounts - Costs And Fees ...

    http://www.investopedia.com/exam-guide/series-7/customer-accounts/costs-and-fees.asp
    ... Known also as Class I, Y or K shares, they charge no load or 12b ... for the insurance
    guarantee, sales commission and administrative costs of the annuity contract. ...

  • Are Equity-Indexed Annuities Right For You?

    http://www.investopedia.com/articles/basics/10/are-equity-index-annuities-right-for-you.asp
    ... (To learn more, check out Make No-Load Annuities Your Viable Alternative.): Advantages
    The guaranteed minimum return for an equity insurance annuity, FINRA found ...

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