No-Load Life Insurance

Filed Under » , , , , ,
Dictionary Says

Definition of 'No-Load Life Insurance'

A type of life insurance that charges much lower fees and expenses than conventionl life policies. This is due primarily to the absence of a commission for the selling agent. No-load life insurance mirrors traditional life insurance in all other aspects.

Investopedia Says

Investopedia explains 'No-Load Life Insurance'

No-load policies allow cash value to accumulate faster inside the policy because of their lower cost. However, although its lower cost allows no-load life insurance to provide an affordable alternative to lower-income policyholders, carriers of no-load policies should be examined for financial stability. No-load policies also typically offer very little in the way of customer service.

Video Definition

Search results for

'No-Load Life Insurance'

  • Make No-Load Annuities Your Viable Alternative

    http://www.investopedia.com/articles/retirement/09/no-load-annuities-life-insurance.asp
    ... This article explores the characteristics of no-load life insurance and
    annuity contracts and their advantages and disadvantages. ...

  • What To Expect When Applying For Life Insurance

    http://www.investopedia.com/articles/pf/08/what-to-expect-insurance-application.asp
    ... reaches a certain age (Find out how riders can help you customize your policy in
    Let Life Insurance Riders Drive Your Coverage.). Looking for "no-load" or "low ...

  • What's the difference between a load and no-load mutual fund?

    http://www.investopedia.com/ask/answers/125.asp
    ... Forex; Personal Finance; Real Estate; Retirement; Insurance; ETFs; Options ... difference
    between a load and no-load mutual fund? ... And, like most things in life, there ...

  • Series 26 Study Guide - Variable Contracts - Contractual Plans ...

    http://www.investopedia.com/exam-guide/series-26/variable-contracts/contractual-plans.asp
    ... 3.8 Variable Life Insurance. 4. Retirement and College Savings Plans: 4.1 Introduction; ...
    plans are almost extinct due to the wide variety of no-load and lower load ...

  • Are You Buying Annuities Or Mutual Funds?

    http://www.investopedia.com/articles/retirement/08/annuity-mutualfund.asp
    ... do not assess front-end sales charges, they may appear to be no-load investments
    to ... (To read more about insurance riders, see Let Life Insurance Riders Drive ...

  • Full-Service Brokerage Or DIY?

    http://www.investopedia.com/articles/stocks/08/fees-commission-value.asp
    ... If you feel you can act as an effective self-advisor and save 1% annually, go with
    no-load funds ... Everything You Should Know About Corporate-Owned Life Insurance. ...

  • Series 26 Study Guide - Investment Companies - Mutual Fund Pricing ...

    http://www.investopedia.com/exam-guide/series-26/investment-companies/mutual-fund-pricing.asp
    ... No-Load No-load funds are mutual funds that are sold at their NAV, without any sales
    charge added. In other words, the NAV and the ask price are the same. ...

  • Series 6 Study Guide - Investment Companies - Sales Charges and ...

    http://www.investopedia.com/exam-guide/finra-series-6/investment-companies/sales-charges-expenses.asp
    ... No-Load No-load funds are mutual funds that are sold at their NAV, without any sales
    charge added. In other words, the NAV and the ask price are the same. ...

  • Turnover Ratios Weak Indicator Of Fund Quality

    http://www.investopedia.com/articles/mutualfund/09/mutual-fund-turnover-rate.asp
    ... Other indicators, such as expense ratios, load/no-load, management tenure, investment ...
    Everything You Should Know About Corporate-Owned Life Insurance. ...

  • Series 7 Study Guide - Customer Accounts - Costs And Fees ...

    http://www.investopedia.com/exam-guide/series-7/customer-accounts/costs-and-fees.asp
    ... Known also as Class I, Y or K shares, they charge no load or 12b-1 fees ... M&E): these
    fees apply to annuities, both fixed and variable, as well as life insurance. ...

Related Articles

Bank Rates
Product Today Last Wk
$10K MMA 0.50% 0.51%
MMA 0.45% 0.46%
6 Month CD 0.46% 0.47%
1 Year CD 0.70% 0.75%
5 Year CD 1.46% 1.46%
1 Year Jumbo CD 0.66% 0.67%
Rate data provided by Bankrate
Product Today Last Wk
$30K HELOC 4.59% 4.60%
$30K Home Equity Loan 5.74% 5.77%
$50K Home Equity Loan 5.45% 5.50%
$50K HELOC 4.24% 4.24%
$100K Home Equity Loan 5.41% 5.46%
$100K HELOC 4.13% 4.13%
Rate data provided by Bankrate
Product Today Last Wk
30 Year Fixed 3.80% 3.80%
15 Year Fixed 3.09% 3.11%
1 Year ARM 3.54% 3.53%
30 Year Fixed Jumbo 4.38% 4.38%
5/1 ARM 2.65% 2.69%
3/1 ARM 2.69% 2.69%
Rate data provided by Bankrate
Product Today Last Wk
60 Month Used Car Loan 4.51% 4.51%
48 Month Used Car Loan 4.35% 4.35%
48 Month New Car Loan 3.24% 3.24%
36 Month Used Car Loan 4.34% 4.36%
36 Month New Car Loan 3.11% 3.13%
60 Month New Car Loan 3.35% 3.34%
Rate data provided by Bankrate
Partner Links