Official Staff Commentary


DEFINITION of 'Official Staff Commentary'

Commentary published by the Federal Reserve. Official staff commentaries are laid out in a question-and-answer format. They are used by the Federal Reserve Board's Division of Consumer and Community Affairs to provide formal interpretations of regulations.

BREAKING DOWN 'Official Staff Commentary'

For example, an official staff commentary was covered to address Regulation E and electronic transfers of funds (EFTs). Another official staff commentary was issued concerning Regulation Z and consumer credit.

  1. Regulation Z

    A specific Federal Reserve Board regulation that requires debt ...
  2. Consumer Debt

    Debts that are owed as a result of purchasing goods that are ...
  3. Electronic Payments Network - EPN

    An electronic automated clearing house (ACH) that serves as the ...
  4. Consumer Credit

    A debt that someone incurs for the purpose of purchasing a good ...
  5. Bank

    A financial institution licensed as a receiver of deposits. There ...
  6. Maintenance Margin

    The minimum amount of equity that must be maintained in a margin ...
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