Portable Benefits

Dictionary Says

Definition of 'Portable Benefits'

Benefits that have been paid into or accrued in an employer-sponsored plan and that can be transferred to a new employer's plan or to an individual who is leaving the workforce. Applies to benefits from health plans, retirement plans and most other defined-contribution plans.  

Portability of benefits can be found within most 401(k) plans, 403(b) plans and health savings accounts (HSAs).


Investopedia Says

Investopedia explains 'Portable Benefits'

There has been a lot of recent progress in making employee benefits more portable. 401(k) and 403(b) plans can usually be rolled into a new employer's plan or to an IRA; the Health Insurance Portability and Accountability Act (HIPAA) even ensures that pre-existing medical conditions don't exclude a worker when moving from one group health plan to another.

The two main types of plans that don't have portable benefits are defined-benefit plans (such as pension plans) and company-sponsored flexible spending accounts (FSAs).  


Search results for

'Portable Benefits'

  • Take Advantage Of Employer-Sponsored LTC Insurance

    http://www.investopedia.com/articles/pf/08/employer-LTC.asp
    ... Tax-qualified LTC benefits are not taxable as income, even if premiums are paid
    by ... Employee Tradeoffs: The plan may not be portable, meaning you can't take it ...
  • 5 Life Insurance Questions You Should Ask

    http://www.investopedia.com/articles/pf/08/term_life.asp
    ... This might sound a little invasive, but there are some great benefits to owning
    an individual life insurance policy. It's portable - If you take a new job at a ...
  • Budgeting For A New Baby

    http://www.investopedia.com/articles/pf/08/budgeting-for-baby.asp
    ... little prince or princess occupied you may want to consider a portable swing, "bouncy ...
    How much total income do you stand to lose – both salary and benefits? ...
  • Steve Jobs' 10 Most Innovative Creations - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1111/Steve-Jobs-10-Most-Innovative-Creations.aspx
    ... enhanced, expanded and improved models of the Mac, including a portable, were launched ...
    for its design, The Cube provided nothing by way of benefits or features ...
  • How Tablets And E-Readers Can Save You Money - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/1111/How-Tablets-And-E-Readers-Can-Save-You-Money.aspx
    ... The benefits that these tools provide to users are far reaching, and can even ... an
    approximate outlay of $100, users can access a vast and portable library of ...
  • How Should Apple Spend Its Money? - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0810/How-Should-Apple-Spend-Its-Money.aspx
    ... cozy up closer to chipmakers - do they get to reap the benefits of better ... Having
    radically changed the portable music and cell phone markets, there are plenty ...
  • Apple's Secret Sauce Smothers Rivals

    http://stocks.investopedia.com/stock-analysis/2011/Apples-Secret-Sauce-Smothers-Rivals-AAPL-HPQ-GOOG-RIMM-MMI-INTC-MSFT-ARMH0823.aspx
    ... Packard (NYSE:HPQ) is basically exiting the consumer PC and portable electronics
    business ... revolves around how to best exploit and highlight the benefits of the ...
  • Industry At A Glance - Large Oil And Gas Producers

    http://stocks.investopedia.com/stock-analysis/2011/Industry-At-A-Glance---Large-Oil-And-Gas-Producers-BP-CVX-COP-XOM-TOT-HES-RDS-PBR0829.aspx
    ... and oil and natural gas represent some of the most portable energy-dense ... its
    international relations, but US shareholders can reap some of the benefits of that ...
  • CFA Level 1 Study Guide - Ethics and Standards - Standard III-D ...

    http://www.investopedia.com/exam-guide/cfa-level-1/ethics-standards/standard-performance-presentation.asp
    ... Intermarket vs. Intramarket Sector Spreads; 14.32 Options and their Benefits;
    14.33 After Tax Yield of a Taxable Security; 14.34 London ...
  • Cheap Steps To Reduce Your Carbon Footprint

    http://www.investopedia.com/articles/pf/09/small-steps-reduce-carbon-footprint.asp
    ... Portable solar panels retail from $300 and collect enough juice to power garden
    lights ... Although the following benefits vary from state to state, you might be ...

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