Preventive Services

DEFINITION of 'Preventive Services'

Routine health care that includes check-ups, patient counseling and screenings to prevent illness, disease and other health-related problems. Under the Patient Protection and Affordable Care Act (ACA), the U.S. health reform enacted March 23, 2010, most health plans, including those that can be purchased on the Health Insurance Marketplace, are required to cover a set of preventive services at no cost to you (meaning that you will not have to pay a copayment or coinsurance or meet your deductible to receive certain preventive services). Covered preventive services for adults, women and children are included in all health insurance plans purchased after Sept. 23, 2010.

BREAKING DOWN 'Preventive Services'

Preventive services are intended to help people remain healthy and to detect any health-related problems early while there is a better chance of recovery. For adults, covered preventive services include:

  • Abdominal aortic aneurysm (“AAA”)
  • Alcohol misuse screening and counseling
  • Aspirin use to prevent cardiovascular disease
  • Blood pressure screening
  • Cholesterol screening
  • Colorectal cancer screening for adults over 50
  • Depression screening
  • Diet counseling
  • HIV screening
  • Immunization vaccines
  • Obesity screening
  • Sexually transmitted infections prevention counseling
  • Syphilis screening
  • Tobacco use screening
  • Type 2 diabetes screening

 Preventive services specifically for women include:

  • Anemia screening
  • BRCA counseling for women at higher risk
  • Breast cancer mammography and chemoprevention counseling
  • Breastfeeding counseling
  • Cervical cancer screening
  • Contraception
  • Domestic and interpersonal violence screening and counseling
  • Certain items and services for pregnant women
  • Gestational diabetes screening
  • Osteoporosis screening
  • Rh incompatibility screening

Preventive services specifically for children include:

  • Autism screening
  • Behavioral assessments
  • Children’s immunization vaccines
  • Congenital hypothyroidism screenings for newborns
  • Depression screening
  • Developmental screening
  • Dyslipidemia screening
  • Fluoride chemoprevention
  • Hearing screening for newborns
  • Height, weight and body mass index measurements
  • Hematocrit or hemoglobin screening
  • Iron supplements
  • Lead screening
  • Vision screening
RELATED TERMS
  1. Children’s Health Insurance Program ...

    A medical coverage source for individuals under age 19 whose ...
  2. Uniform Policy Provisions, Health ...

    A provision that states that insurance companies must use standard ...
  3. Universal Health Care Coverage

    An organized healthcare system that provides healthcare benefits ...
  4. Commercial Health Insurance

    A type of health insurance that covers medical expenses and disability ...
  5. National Organization Of Life And ...

    NOLHGA is a voluntary organization of U.S. life- and health-insurance ...
  6. Group Health Insurance Plan

    An insurance plan that provides healthcare coverage to a select ...
Related Articles
  1. Insurance

    Affordable Care Plans: Bronze, Silver, Gold, Platinum?

    How to choose among the different coverage levels in the Health Insurance Marketplace. Which metal makes the most sense for you?
  2. Insurance

    Essential Health Benefits Under The Affordable Care Act

    Under the Affordable Care Act, certain preventive health services and these 10 essential health benefits are the minimum requirements for many health insurance plans.
  3. Insurance

    Cutting Your Cost for Marketplace Health Insurance

    Here's how you may be able to lower your costs for health insurance coverage in 2016 though the Health Insurance Markerplace.
  4. Insurance

    Learn About the Health Insurance Marketplace

    2016 Open Enrollment is Nov. 1 to Jan. 31. Here are five things you should know about the Health Insurance Marketplace (AKA Health Insurance Exchange).
  5. Insurance

    What You Need To Know About COBRA Health Insurance

    We go through everything you need to know about COBRA so that you can decide if it's right for you.
  6. Home & Auto

    Concierge Healthcare: The Pros and Cons Of Having A Doctor On Call

    Concierge healthcare can mean extra attention from your doctor when you need it, but it isn't the best substitute for health insurance.
  7. Insurance

    How To Get Around The Health Insurance Marketplace Glitches

    When concussive maintenance fails you, we have the solution for working around the technical problems plaguing the Obamacare sign-up website.
  8. Investing Basics

    What Dividends Say About Stock Health

    Dividend payments may reveal information about the future prospects of a company.
  9. Personal Finance

    Comparing Health Savings And Flexible Spending Accounts

    When it comes to medical expenses, there are many accounts that provide tax advantages. We look at two commonly seen among employees.
  10. Insurance

    What You Need To Know About Student Health Insurance

    Before heading off to college, read up on health insurance plans.
RELATED FAQS
  1. What is the average annual dividend yield of companies in the chemicals sector?

    Some of the most prominent examples of operations management in health care include controlling costs, enhancing the level ... Read Full Answer >>
  2. Does dental insurance cover implants?

    Dental implants have become a widely used procedure in dentistry. Despite their popularity, however, they tend to not be ... Read Full Answer >>
  3. Does dental insurance cover dentures?

    Most full dental insurance policies include some restorative coverage, usually meaning that up to 50% of the cost of dentures ... Read Full Answer >>
  4. Can CareCredit be used for family members?

    CareCredit has become a widely used option when it comes to paying for medical procedures, primarily procedures not typically ... Read Full Answer >>
  5. Can a Flexible Spending Account (FSA) be used for dental?

    Flexible Spending Accounts (FSAs) can be used to pay for dental expenses including deductibles and co-payments with pretax ... Read Full Answer >>
  6. Does dental insurance cover braces?

    Most regular dental plans cover little to none of the costs of braces. The primary focus of regular dental plans is prevention ... Read Full Answer >>
Hot Definitions
  1. Liquidation Margin

    Liquidation margin refers to the value of all of the equity positions in a margin account. If an investor or trader holds ...
  2. Black Swan

    An event or occurrence that deviates beyond what is normally expected of a situation and that would be extremely difficult ...
  3. Inverted Yield Curve

    An interest rate environment in which long-term debt instruments have a lower yield than short-term debt instruments of the ...
  4. Socially Responsible Investment - SRI

    An investment that is considered socially responsible because of the nature of the business the company conducts. Common ...
  5. Presidential Election Cycle (Theory)

    A theory developed by Yale Hirsch that states that U.S. stock markets are weakest in the year following the election of a ...
Trading Center