Regulation G

AAA

DEFINITION of 'Regulation G'

A federal regulation that requires insured depository institutions (such as state member banks, bank holding companies, and savings and loan holding companies) and their affiliates and subsidiaries to report on and publicly disclose their written agreements with nongovernmental entities or persons (NGEPs). Regulation G would cover, for example, an agreement for a bank to make more loans in the NGEP's community. The agreement must be submitted to the applicable federal banking agency and reported on annually. The regulation applies to cash payments, grants or other considerations (excluding loans) totaling more than $10,000 per calendar year and to loans totaling more than $50,000 per calendar year.

INVESTOPEDIA EXPLAINS 'Regulation G'

Regulation G governs the disclosure and reporting of agreements related to the Community Reinvestment Act (CRA) and fulfills requirements of the Gramm-Leach-Bliley Act. The CRA encourages banks to provide credit (such as through real estate lending) in low and moderate income communities. The Gramm-Leach-Bliley Act is a broad-based act designed to help update and modernize the financial industry. The full details of Regulation G can be found in the Code of Federal Regulations at 12 CFR 207.

RELATED TERMS
  1. Community Reinvestment Act - CRA

    An act of Congress enacted in 1977 with the intention of encouraging ...
  2. Regulation Fair Disclosure - Reg ...

    A rule passed by the Securities and Exchange Commission in an ...
  3. Regulation Q

    A Federal Reserve Board regulation that prohibited banks from ...
  4. Regulation T - Reg T

    The Federal Reserve Board regulation that governs customer cash ...
  5. Regulation U

    The Federal Reserve Board regulation that governs loans by banks ...
  6. Gramm-Leach-Bliley Act of 1999 ...

    A regulation that Congress passed on November 12, 1999, which ...
Related Articles
  1. Analyzing A Bank's Financial Statements
    Fundamental Analysis

    Analyzing A Bank's Financial Statements

  2. Alan Greenspan: 19 Years In The Federal ...
    Economics

    Alan Greenspan: 19 Years In The Federal ...

  3. Get To Know The Major Central Banks
    Forex Education

    Get To Know The Major Central Banks

  4. Policing The Securities Market: An Overview ...
    Investing Basics

    Policing The Securities Market: An Overview ...

comments powered by Disqus
Hot Definitions
  1. Debit Spread

    Two options with different market prices that an investor trades on the same underlying security. The higher priced option ...
  2. Odious Debt

    Money borrowed by one country from another country and then misappropriated by national rulers. A nation's debt becomes odious ...
  3. Takeover

    A corporate action where an acquiring company makes a bid for an acquiree. If the target company is publicly traded, the ...
  4. Harvest Strategy

    A strategy in which investment in a particular line of business is reduced or eliminated because the revenue brought in by ...
  5. Stop-Limit Order

    An order placed with a broker that combines the features of stop order with those of a limit order. A stop-limit order will ...
  6. Pareto Principle

    A principle, named after economist Vilfredo Pareto, that specifies an unequal relationship between inputs and outputs. The ...
Trading Center