Relationship Banking

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Dictionary Says

Definition of 'Relationship Banking'

A strategy used by banks to enhance their profitability. They accomplish this by cross-selling financial products and services to strengthen their relationships with customers and increase customer loyalty. Relationship banking involves offering customers a broad array of financial products and services that go beyond simple checking and savings accounts.

In addition to these two basic products, relationship-banking products may include certificates of deposit, safe deposit boxes, insurance, investments, credit cards, loans and business services (e.g., credit card processing). They may also include specialized financial products designed for specific demographics, such as students, seniors or the wealthy.
Investopedia Says

Investopedia explains 'Relationship Banking'

Customers may be able to take advantage of banks' desire to develop relationship banking to obtain more favorable terms or treatment with regard to some banking products as well as to obtain a higher level of customer service. However, federal anti-tying laws established by the Bank Holding Company Act Amendments of 1970 prevent banks from making the provision of one product or service contingent on another (with some exceptions).
Search results for

'Relationship Banking'

  • The Government And Risk: A Love-Hate Relationship

    http://www.investopedia.com/articles/financial-theory/09/government-subsidizing-risk.asp
    ... FDIC), which protects customer deposits against the collapse of a banking institution ...
    What Fuels The National Debt?) Conclusion: A Love-Hate Relationship In the ...

  • The Rise And Fall Of The Shadow Banking System

    http://www.investopedia.com/articles/economics/10/shadow-banking-system.asp
    ... this question is rather simple in that it involves the relationship between leverage ...
    The shadow banking system enabled such a system to flourish because many ...

  • Small Business: It's All About Relationships

    http://www.investopedia.com/articles/financialcareers/08/business-owner-relationships.asp
    ... Owner Can Establish to learn more.) Banker A banking relationship is an obvious
    need, not only for routine business banking, but particularly when capital is ...

  • Finding Undiscovered Stocks

    http://www.investopedia.com/articles/analyst/122001.asp
    ... a known brokerage or investment banking firm, you may not be looking at an objective
    analysis. Compensation Structure A fixed-fee relationship is preferable to ...

  • Is The American Banking System A Ponzi Scheme In Disguise? ...

    http://financialedge.investopedia.com/financial-edge/0609/Is-The-American-Banking-System-A-Ponzi-Scheme-In-Disguise.aspx
    ... "I believe the government needs to exit both the both banking and monetary ... this debate,
    see The Government And Risk: A Love-Hate Relationship.) "The problem is ...

  • Banking Profits In Bull And Bear Markets

    http://www.investopedia.com/articles/stocks/09/profit-in-bear-bull-markets.asp
    ... March 10 2009 | Filed Under » Banking, ETFs, Options, Short Selling, Stocks. ... This
    inverse relationship makes short/inverse ETFs appropriate for investors who ...

  • The Evolution Of Banking

    http://www.investopedia.com/articles/07/banking.asp
    ... The Romans, great builders and administrators in their own right, took banking out
    of ... This was a monumental shift of power in the relationship of creditor and ...

  • Perspectives on the Risk-Return Relationship | Investopedia

    http://www.investopedia.com/university/quality-mutual-fund/chp4-fund-risk-return
    ... Fund Returns ». Table of Contents. Perspectives on the Risk-Return Relationship; ...
    than three decades of international experience in banking (Citibank, Industrial ...

  • Perspectives on the Risk-Return Relationship | Investopedia

    http://www.investopedia.com/university/quality-mutual-fund/chp4-fund-risk-return/
    ... Fund Returns ». Table of Contents. Perspectives on the Risk-Return Relationship; ...
    than three decades of international experience in banking (Citibank, Industrial ...

  • Perspectives on the Risk-Return Relationship | Investopedia

    http://www.investopedia.com/university/quality-mutual-fund/chp4-fund-risk-return/default.asp
    ... Fund Returns ». Table of Contents. Perspectives on the Risk-Return Relationship; ...
    than three decades of international experience in banking (Citibank, Industrial ...

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