Retail Lender

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Dictionary Says

Definition of 'Retail Lender'

A lender who lends money to individuals rather than institutions. Banks, credit unions, savings and loans institutions, and mortgage bankers are all examples of retail lenders. Retail lenders are used generally for lending money for mortgages, auto loans and consumer-finance loans.
Investopedia Says

Investopedia explains 'Retail Lender'

Retail lenders are either federally or state chartered and regulated as such. Retail lending sometimes comes under increased scrutiny during periods of increased borrower defaults. Some think that retail lenders should have a fiduciary responsibility to the individuals that they lend to. Others believe that borrowers should be financially educated enough to make wise borrowing decisions.
Search results for

'Retail Lender'

  • 7 Unconventional Ways Businesses Can Borrow Money

    http://www.investopedia.com/articles/pf/09/seven-ways-borrow-money.asp
    ... loan requirements public, and not establishing a credit history with one lender. ...
    This model expanded, especially in some retail arenas like local food markets. ...

  • Homeowners, Beware These Scams!

    http://www.investopedia.com/articles/mortgages-real-estate/08/homeowners-scams.asp
    ... Loan Steering Bait and switch, which is also common at retail stores, refers ... Bait
    and remember refers to the lender deceptively forgetting loan fees or other ...

  • Credit And Debt Management: Building Credit From Scratch ...

    http://www.investopedia.com/university/credit-debt-management/management2.asp
    ... consider starting your credit history with a department store or retail chain credit
    card, which is typically issued by a finance company, not a major lender. ...

  • Bank Of America's Mortgage Makeover

    http://stocks.investopedia.com/stock-analysis/2008/Bank_Of_Americas_Mortgage_Makeover_BAC.aspx
    ... of America will begin pushing its retail products/services on them. Investors are
    wondering if Bank of America's decision to acquire a mortgage lender was the ...

  • Zale Is No Diamond In The Rough

    http://stocks.investopedia.com/stock-analysis/2010/Zale-Is-No-Diamond-In-The-Rough-ZLCTIFSIG0531.aspx
    ... $150 million cash injection and re-negotiating its credit lines with major lender
    Bank of ... Sales at Signet's upscale Jared retail locations rose by 15.8 percent ...

  • Interest-Only Mortgages: Home Free Or Homeless?

    http://www.investopedia.com/articles/mortgages-real-estate/08/interest-only.asp
    ... type of financing is that it allows borrowers, not the lender, to determine ... expensive
    short-term borrowing such as credit cards and retail credit facilities to ...

  • Getting To Know Hedge-Like Mutual Funds

    http://www.investopedia.com/articles/mutualfund/09/hedge-like-mutual-funds.asp
    ... Read Hedge Funds Go Retail.) The SEC regulates mutual funds, making it difficult
    for ... securities which must eventually be bought back and given to the lender. ...

  • Financial Statements: Working Capital | Investopedia

    http://www.investopedia.com/university/financialstatements/financialstatements6.asp
    ... This is especially true from the lender's or creditor's perspective, where the ... These
    businesses tend to involve retail, consumer goods and technology hardware ...

  • 7 Ways The US Government Wastes Money - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0212/7-Ways-The-U.S.-Government-Wastes-Money.aspx

  • Sports CEOs: For Better Or For Worse - Investopedia.com

    http://financialedge.investopedia.com/financial-edge/0510/Sports-CEOs-For-Better-Or-For-Worse.aspx

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