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Definition of 'Roll In'
A term which refers to including loan costs into the initial principal balance of a loan. This is a common practice by mortgage borrowers who do not have funds available, or who do not want to pay loan costs out of pocket. While most loan costs (lender fees) may be included into a mortgage balance, "prepaids" (ex. per diem interest) cannot.
"Roll in" is used interchangeably with "to roll" or "rolling". For example, a borrower could say "I'm broke, I want to roll in my loan costs into the loan balance", or "I'm broke, I want to roll my loan costs into the loan balance", or even "I'm broke, and I'm rolling my loan costs into the loan balance."
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Investopedia explains 'Roll In'
To roll in costs into a mortgage balance is an opportunity-cost decision. For example, if the costs associated with refinancing a mortgage are $4,000, and the borrower has $4,000 available that they could use to pay those costs, the borrower should make the decision based on the economic (or utility) benefits and losses. By not using the $4,000 to pay loan costs, and instead rolling in the $4,000 into the loan balance, the borrower would have increased not only the total balance of the loan, but also the amount of interest that will be paid over the life of the mortgage. A thorough analysis should be completed before making these major decisions.
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Search results for 'Roll In'
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http://stocks.investopedia.com/stock-analysis/2011/Tires-Help-Pep-Boys-Profits-Roll-PBY-AZO-ORLY-AAP-GPC0909.aspx
... Article; Comments (0). Tires Help Pep Boys' Profits Roll.
Posted: Sep 09, 2011 13:47 PM by Greg Sushinsky. ...
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http://financialedge.investopedia.com/financial-edge/0112/Why-Rock-And-Roll-Is-Slumping-In-The-U.S.aspx
... Why Rock And Roll Is Slumping In The US. ... What is the reason for collapsing
rock concert ticket sales? Is rock and roll simply over? ...
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http://www.investopedia.com/articles/retirement/12/should-you-roll-over-your-401k.asp
Should You Roll Over Your 401(k)? ... 2. Roll the money into the next employer's
401(k) plan. 3. Take a lump-sum distribution of the money. ...
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http://www.investopedia.com/ask/answers/09/roll-ira-to-529-plan.asp
... Order Reprints Reprints. Feedback Feedback. Can I roll a Traditional IRA into
a 529 college account for my grandchild? A 529 plan, also ...
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http://www.investopedia.com/ask/answers/169.asp
... Can I roll my 401(k) and/or IRA funds into a more liquid investment fund
without penalty? Choosing your retirement plan investments ...
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http://www.investopedia.com/ask/answers/07/rollover-profitsharing.asp
... Reprints. Feedback Feedback. Can I roll the funds in an SEP-IRA over to a
profit-sharing plan or self-directed retirement vehicle? Yes. ...
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http://stocks.investopedia.com/stock-analysis/2011/Roll-The-Dice-With-Las-Vegas-Sands-LVS-WYNN-MPEL-MGM-GS1031.aspx
Investors willing to roll the dice on continued Asian growth may see Las Vegas
Sands as a good deal. ... Roll The Dice With Las Vegas Sands. ...
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http://www.investopedia.com/ask/answers/06/changejobrollover.asp
It is very likely than you will be able to roll over or transfer these amounts after
you stop working for your current employer. To be sure, the. ...
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http://www.investopedia.com/ask/answers/06/successorbeneficiary.asp
... Reprints. Feedback Feedback. Can an IRA beneficiary roll the IRA over into
another account and designate another beneficiary? It depends ...
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http://stocks.investopedia.com/stock-analysis/2012/REIT-Earnings-Continue-To-Roll-SLG-BXP-AVB-EQR0125.aspx
... Article; Comments (0). REIT Earnings Continue To Roll. Posted:
Jan 25, 2012 12:02 PM by Billy Fisher. ...
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